B H Obama is ending his Europe Trip, so when back in US what will be his immediate moves? Which is FIRST?

1) Guns issues with all the killing & fast happening.
2) Cars industry……..how to solve?
3) What sort of payout to the people? Bailout given so what is next?
4) Health issue & Insurance coverage.
5) Education for all children…..starting from where?
6) Katrina Disaster Solving……HOW? What to do?
7) What immediate financial controls for Wall St & the Main St.?

Will bankruptcy release a judgment obtained from a car accident caused by a parent’s (at time) minor child?

It’s more involved than just a judgment, but I have to start somewhere. My boyfriend’s daughter was a minor child back in1997. Come to find out LAST YEAR, she was involved in an accident in the State of Washington. According to the State of Washington, if you are the parent of a minor and there is a judgment, it falls on the parent; he had left the state by that time, so he was never aware of the judgment, and did not become aware of it till last year. At that time, his driver’s license was up for renewal (State of California), and finds out that his license was revoked in the State of Washington. California, not “online” at the time, but “online” now, is going to honor that, so his license is now revoked. He calls the Washington Motor Vehicle Department, who tell him they can’t do anything to help him. The woman says (NOT in any professional legal capacity) that maybe bankruptcy might help him. He’s driving without a license, and that worries me (no insurance coverage if an accident). I don’t know if bankruptcy will actually do anything for him, and I don’t know where to start (CA or WA).
Thanks for the Chapter 7; wasn’t sure, but thought that was what would be appropriate.

THE remaining issue would be if, in fact, bankruptcy would discharge the judgment. It is for $30,000. Accident occurred 1997, right after b/f left state (divorce). Daughter never told him it occurred. Judgment was obtained just prior to statue of limitations expiration (2000); b/f NEVER knew it even existed till last year. He’s permanently disabled (been on SS since 2004), has no assets that are attachable, in short, untouchable from the judgment point of view. Attorney for plaintiff wouldn’t even talk to him reasonably, even after he told him the complete set of circumstances. B/f essentially saying “chuck you farley,” but I’d prefer to make it right. Particularly since, in the event of an accident and he’s driving, my insurance wouldn’t cover him (prior knowledge). And I’m disabled, too, so it’s pretty bleak. NOt necessarily hopeless, though.

Thanks for any insight.

Getting hassled by car insurace company?

Two years ago my car was stolen, a month ago I had my car stolen again and this time they torched it. The Detective that is working the case doesn’t believe we had anything to do with it. The State Police Dept Fire Policeman investigating doesn’t believe we are involved.
They have a suspect that they are looking into (But it is a long shot)
Anyway. Now the insurance company sent our case to a Special Investigator. The insurance woman told me this morning it was because of discrepancies in my statement. She talked to me once so I don’t know how she can have discrepancies. They make me feel like a criminal. They don’t think about the fact that I have put 10000 into the car already and that I will be losing money on this car even if they give me top dollar for the car. My child’s favorite toy was in the car, and my camera was in the car. Along with my daughter’s sun bonnet and a picture of my son on his first roller coaster ride. Two car seats and my double stroller. (we had just gotten back from vacation) Has anyone go through this before, worked in insurance etc. The police detective told me that they can’t charge me with fraud that only the police or the insurance administration and that they would go with what the detective said. Why are they doing this to us. I have comprehensive coverage. What can they gain from this.

My husband has to provide health insurance in his child support order (please read rest if u think u can help)

He provided insurance thru his employer and then we moved to CA (his daughter lives in MA) Out here, we could not find a carrier to provide insurance for her out there so her mother put her on her work insurance, and we paid 50% more in child support. In March, my husband became eligible to put her on his new work’s insurance plan which we did. He got in a car accident and then was laid off, and his insurance just expired with the company (Union). Now her mother wants to put her back on hers but is asking an unreasonable amount for it (we found insurance for 50/wk, she wants 90/wk.) She took so long in asking for the extra money now we cant get it for Nov 1st and there will be a lapse in coverage.
My question: Should we just give her mother the additional money she asked for until we can get the coverage in Dec? By court order, he is required to provide insurance “at a reasonable cost” Her’s is NOT reasonable. What should we do?

Why do so many people think Landon Donovan sucks?

Also why don’t we apply better laws in the country. The Arizona immigration law is what this nation needs. As an Americans I speak for all of America. Americans are getting tired of illegal’s taking our children‘s education, not paying taxes, and getting welfare at tax paying Americans expense.
An analogy; You have two families: “Joe Legal” and
“Jose Illegal”.
Both
families have two parents, two children and live in
California.

Joe Legal works in construction, has a Social Security Number and makes
$25.00 per hour, with taxes deducted.

Jose Illegal also works in construction, has NO Social Security Number
and gets paid $15.00 cash per hour, “under the table”.

Ready? Now pay attention …

Joe Legal: $25.00 per hour x 40 hours = $1000.00 per week or
$52,000.00 per year. Now take minimum 30% away for state and
federal tax and Joe Legal now has$31,231.00.

Jose Illegal: $15.00 per hour x 40 hours = $600.00 per week or
$31,200.00 per year. Jose Illegal pays NO state or federal taxes.
Jose Illegal now has $31,200.00.

Joe Legal pays medical and dental insurance with limited coverage for his
family at $600.00 per month or $7,200.00 per year. Joe Legal now
has $24,031.00.

Jose Illegal has full medical and dental coverage through the state and
local clinics at a cost of $0.00 per year. Jose Illegal still has
$31,200.00.

Joe Legal makes too much money and is not eligible for food stamps or
welfare. Joe Legal pays $500.00 per month for food or $6,000.00 per
year. Joe Legal now has $18,031.00.

Jose Illegal has no documented income and is eligible for food stamps
and welfare, due to his “anchor children” that were born
in the US
. Jose Illegal still has $31,200.00.

Joe Legal pays rent of $1,200.00 per month or $14,400.00 per year.
Joe Legal now has $9,631.00.

Jose Illegal receives a $500.00 per month federal rent subsidy. Jose
Illegal pays out that $500.00 per month or $6,000.00 per year. Jose
Illegal still has $31,200.00.

Joe Legal pays $200.00 per month or $2,400.00 for car insurance. Joe
Legal now has $7,231.00.

Jose Illegal says “We don’t need no stinkin’ insurance!” and
still has $31,200.00.

Joe Legal has to make his $7,231.00 stretch to pay utilities, gasoline,
etc.

Jose Illegal has to make his $31,200.00 stretch to pay utilities,
gasoline, plus what he sends out of the country every month.

Joe Legal now works overtime on Saturdays or gets a part time job after
work.

Jose Illegal has nights and weekends off to enjoy with his family.

Joe Legal’s and Jose Illegal’s children both attend the same school. Joe
Legal pays for his children‘s lunches while Jose Illegal’s children get a
government sponsored lunch. Jose Illegal’s children have an after
school ESL program. Joe Legal’s children go home and he needs to
pay for a babysitter to watch them while he and his wife work.

Joe Legal and Jose Illegal both enjoy the same police and fire services,
but Joe paid for them and Jose did not pay anything.

Do you get it, now?

If you vote for or support any politician that supports illegal
aliens in any manner, then you
are part of the problem!

It’s WAY PAST time to take a stand for America and Americans!

It is also way past time to rescind the “anchor
baby” law. Remove the incentive for illegals to rush across
our border to give birth and thus have access to benefits Americans have worked
and paid their entire lives for!

What are you waiting for? Pass it on.

Exceeding passenger limit for car rental ..will I …?

I intend to rent a van which can accomodate 8 adult passengers at LAX . What is the regulations in Califrornia and in Vegas if i have a child who is 5 year old on bard making a total of 9 passengers on board. Will i be fine for breaking the passenger limit on board . Will i also be breaking the driving insurance coverage ?

Please, someone explain to me…?

How can people be SO upset about healthcare when they waste so much money in other areas of life???

People spend 100′s of dollars on cars and insurance for those cars (’cause it’s required by law.) How come that’s okay, but they can’t spend 100′s of dollars on healthcare and insurance for themselves?

I understand, sometimes people need cars to get to a job so they can even think about healthcare, but that doesn’t mean they finance a car that satisfies their wants (not needs) while complaining about their companies healthcare or lack there of.

Why is it required by law to provide insurance for a vehicle and not a child? Every parent should be required to have health care for their children. Let me rephrase that, every parent should make it a priority to provide healthcare for their children! They should WANT to. I realize, sometimes life happens and people need help. However, that help should be temporary and not last generations.

I mean, the gov’t even choose cars over kids. Cash for clunkers passed before healthcare did. This does not make sense to me. I do feel there is a happy medium in there somewhere to address the needs people have for healthcare. I do not see how getting people to buy new cars opens up any money on any platform for healthcare.

I do not understand how people can pay 100′s a month for a car when they can’t afford health insurance? Buy a cheaper car, and find coverage that meets your needs.
rrm38- I agree with you. I guess I made my “point” a little wordy. I don’t think it should be the states responsibility or the feds responsibility to provide insurance. I think it should be the individuals responsibility. I think people should consider healthcare options BEFORE having kids. Just like when buying a car, you look at how much insurance is going to cost for that car before buying. Why don’t people look into the cost of health insurance before having kids?

I am tired of people being irresponsible. And I don’t feel anyone who finances a vehicle that goes beyond their needs deserves “free” health care.

As for the 1st poster about perscription drugs… I have NEVER EVER paid more than 9 dollars for a perscription. You CAN shop around! But, I have very good insurance.

Can I request a hearing if my tags are revoked?

I just went through a divorce. My ex and I agreed to same on the same policy until June when it ended as it was cheaper. The car has both our names on it but I kept the car after the divorce, I completely forget about trying to change the registration address to my new one. My ex failed to pay child support for 2 months (which he has to go to court for) so without telling me he didn’t pay the insurance and there was a lapse. I do have insurance coverage on my car now that I set up prior to find all this out. I never recieved any notification about the insurance being dropped which I know is ignorant on my part but I would of immediately of put insurance of the car if I had recieved the notification. In NC they can take your license plate away for 30 days as a penalty. Is there any way I can fight this and just pay the penalty. The car is the only mode of transportation for my 2 and 4 year old. Also will they put a stop on revoking my tags when if I can request a hearing?

I’m 50; am I stingy for wanting to move and leave my 18 yr old son?

My third husband, Jim, who is now my ex husband, is from Montana originally and has been there since 1995. I was raised in Ohio. In 1987, I met him just has he was getting out of the Air Force; we were stationed there at Homestead AFB together. In 1988 we got married, and he went over seas with me to my assignments. In 1990, we moved out to Washington State from my Air Force assignment in Germany. We didn’t know of a place to go to because we had no jobs when we came back to the states. His brother’s wife in Montana suggested he go stay with her brother in Spokane until he got on his feet. Samantha, my new baby, Kelly my daughter from a prior marriage, and I stayed with my sister in North Carolina until he got a few good pay checks. I didn’t get along with my sister, but she offered to let me stay there temporarily.

Samantha is almost 21 now, and she moved from Spokane, WA to England nine months ago because of a college project shes doing over there. In three months she will move to Florida.

My 18 yr old son, Nevin, lives only a city away from me. Samantha and Nevin have the same father.
He just graduated from high school yesterday. Jim comes to Washington to visit Nevin maybe once every couple of months.

I have a 30 yr old daughter, Kelly, in Florida by my first husband.

I also have a 13 yr old son, Gavin, who lives with me in Spokane. Since 1991 or 1992, I have wanted to go back east to live. I never planned on being out west so long, nor do I like it. I have been telling the kids for many years that I was going to leave after they both graduated.

I have Asthma and I want to move somewhere where it is warmer than Washington. North Carolina has warmer weather than Washington. Cold weather effects my asthma horribly. I take 5 to 6 meds a day in the winter and I’m still sicker than a dog in the winter.

Second of all, I want to move back to that area because I have family and friends in Ohio and Florida. I left Ohio in 1981 to join the Air Force.

Third, Durham, North Carolina has a college where I would like to finish my degree.

Fourth, the VA Hospital in Spokane, WA where I live is pretty bad. I really want to get back east where the VA’s are closer together, so I can get better medical care. I can not afford insurance.

My 18 yr old son is trying to talk me into not leaving Washington. I know he will miss me and his half brother, Gavin. I know Gavin will miss my 18 yr old. Nevin and Gavin get along real well. Gavin’s father died, so he really only has Nevin. But the problem is, I don’t want to stay out here in Washington or this side of the country any longer. I waited until my 3rd husband’s children graduated before I decided to move back east. I’m thinking, Nevin might just move to NC too at some point. After all, he does like Charlotte, NC a lot. Nevin has a pregnant girlfriend that he lives with; she is 19. They depend on me for a lot of things as he doesn’t have a car yet and neither does she. The baby is due in August, and they don’t even have a washing machine. His girlfriend has already told me that she would never want my help with the baby. I kind of feel like I did my part, and am free to go now. I will miss my 18 yr old son horribly. Am I wrong for wanting to move?

Send me an e-mail too if you like.

Why am I being treated like my uncle doesn’t trust me?

I’m 17 years old and I’ll be turning 18 in the fall. This weekend my mother finally said that I’m old enough to stay home alone over memorial day weekend with my 15-year-old sister. My mom gave us each $50, stocked the freezer filled with frozen meals and said, see you Monday night. Last year, my uncle stayed over at night to watch us. This year, my grandmother took my 12-year-old sister to the beach, so it’s me and my 15-year-old sister. I sat down with my unlce and asked him to treat me like an adult. Please do not stay over during the night, I’m almost an adult, my mother said it was alright. I promised to call my grandmother and mother everyday so that they would know my sister and I are okay. My uncle still decided to treat me like a child and watched us at night. He went against my mother’s wishes. It was not his position to decide to babysit for the weekend. We have no reason to be distrusted. My sister and I are both straight As students, we don’t drink, do drugs, or have sex. Heck, we’re so busy with extracirrculars and school that we don’t even have time to date. I told my mom what I was planning on doing this weekend and so did my sister. I don’t understand. I have a job, I have a driver’s license and a car, and I do my own laundry, get myself up, and do everything an adult does, I even pay for my own car insurance. And l am legeally an adult in four months. Why, am I still treated like a child when I am going into my senior of high school and I have proved in every way possible that I am ready for adulthood?

How to get my mom help?(long)?

Ok let’s start from the beginning. A few years ago my mom moved in with my boyfriend and I after her boyfriend dumped her. She does that stupid internet dating stuff and moved 2 states away to be with him so when he dumped her she came crawling back with nowhere to go. She’s currently “dating” a man from Australia and we live in Ohio. It’s been a few years now and she will not leave the house. On top of that, she has no car, no job, and goes to college (major midlife crisis). She’s over 50 years old and will tell you straight up that she has no desire to ever have a job again, so why go to college? When she moved in, we gave her 1 job around the house, dishes. She has never once swept the floor, she doesn’t make her own food, buy her own food, she doesn’t do her own laundry, she does absolutely nothing but the dishes and getting her to do that is hard. She can’t throw away her own trash even and she isn’t disabled and as far as we know she has no mental condition. She uses my car to get back and forth to college so I require that she pay for gas and she pays the insurance because I never drive anymore. She has went on “strike” and no longer does dishes unless asked a million times. We’ve stopped doing her laundry and stopped including her in dinner because after telling her dinner was done, she wouldn’t eat and we would end up throwing food away. She now only eats tv dinners. Today I decided I was done. I started cleaning around the house and I would gather all of her trash and put it in her lap to force her to throw it away. She had a fit! She started crying hysterically and freaking out talking about how we don’t want her here which she’s known all along. I like to compare her to a hormonal 15 year old girl. She’s spent the day moping around and crying. She said we spend hundreds of dollars on the dogs (we have siberian huskies which we do spend hundreds on because they get all their shots, they have monthly pills to prevent disease, and are all spayed and neutered) but we don’t let her spend $5 to dye her hair. I told her to go buy hair dye right now and of course she didn’t. We never told her not to dye her hair, we simply expressed that it was a waste and not necessary. More details, we buy unsalted butter. She thinks it’s such a huge deal that she will make a bread and butter sandwich and then put salt on the sandwich because it’s unsalted butter. She’s leaving in a few weeks to go to a wedding. She’s the maid of honor for a woman she’s never met, someone from the internet dating chat rooms. She’s taking my car for the trip also. There’s so much more that she does but this is getting really long.

So what I’m getting at is how do I get her to recognize what she’s doing? I’m 20. I’m trying to start my life, buy a house, get married. I had already moved out, she had to move in with me I need her to see that she’s being a child. If she ever moves out, she won’t survive. She’ll kill herself by eating tv dinners, salt and butter sandwiches, and wearing dirty clothes. She’s in this massive midlife crisis that’s been going on for about 5 years. She needs help. I can’t get her committed because she isn’t a threat to others and isn’t a threat to herself because she has my boyfriend and I to take care of her.
Is it possible for me to have her checked into a mental institution without her being a danger? I don’t think she would voluntarily do it. Do you think she’s gone far enough that I could have her committed against her will? She needs some serious therapy.

What happens if the judge will not amend child support based on me being laid off?

I served 4 years active in the United States Marine Corps conducting presidential security. After my four years of serving my country, I continued to serve by working with the FBI for another 5 years. I left the FBI and became a government contractor for a year. I have a 4 1/2 year old son of whom I been a huge part of his life since the day he was born. I paid for 100% of the bills for my son’s mother (we were never married), bought us a house in my name, bought her a car, etc. I gave her the option to be a stay at home mom which would be financially tight or to get a job. I explained that if she where to begin working that I would not be able to pay for child care along with 100% of the bills and I would finally need help. She paid his daycare bill while I continued to pay over $3,000/month fir the bills. I was earning 80k/year at the time. Two years after my son was born I caught her cheating and we broke up. Unable to give anymore money to her, I let her keep the new suv I bought for her (title in my name) with the condition to maintain it i.e. oil changes etc. That worked out ok for about 6 months when she started laying ping pong with the car against other cars making my car insurance go up. I continued to let her drive the now quickly depreciating suv. She lied about oil changes and when I found out the vehicle was 12K past its oil change; check engine light on, mold growing on McD’s french fries in center console. I took the keys as a lesson to her to appreciate what has been giving to her and got an estimate for the repairs; $450. It was going to take a couple weeks to gather the funds and during that time the lesson was on me. She served me child support docs from the local sheriff’s office. This was in Feb 09′. Now remember, when we broke up she had no bills other than the daycare which she was already paying, she moved in with her mom free of charge and took my son. After she aquired a lawyer, her lawyer told her how much money she would be getting. March 09′ she bought a 20,000 brand new car. Hmmm. The case was not heard until Nov. 09′ two weeks after I became a government contractor. Based on my income, I was ordered to pay $1,000/month plus an additional $200/month for arrearage because she filed in February and now it was Noven,ber she was entitled to 10 months at the $1000 rate; I was automatically $10,000 in arrearage. I only had but $400 remaining at the end of the month after all of our original bills where paid from when we where together, (shame on me for paying 100% of everything and leaving myself at a financial deficit). It gets better… January 2010 roles around and the client for my contracting company does not pay my employer forcing my employer to release me. I begged for them to keep me on, even at a lower rate. Well fortunately they did but at a 50% reduction in salary. Well no I could barely pay my mortgage, have to pay the woman that started this $1,200 a month for my son who I have 60% of the time while she has the same bill se started with ad was accustomed to paying; oh plus her now brand new car payment. Let me also add that I got her a $45,000 job working at the pentagon a major step up from when I met her working at a bar.
Carrying on…. I had to make a choice to either pay my mortgage or pay child support. Both of them screws me over. If I continued to pay my mortgage and not child support, I go to jail, loose my security clearance, then loose my job which requires a clearance. Or… pay child supoort, not pay my mortgage, get foreclosed, lose my clearance from foreclosure, then lose my job. Well, my choice was pay as much as possible for child support; i began paying $500/month which was more than 50% of my sons expenses but not the court ordered $1,200. She filed a show cause against me for not obeying the court order. Now I was facing jail time. I sold everything I owned, short saled my house, sold my BMW for nothing and at the end I had 11k. I asked her to take it and reduce the amount to 50% which was fair, she denied it. I went to court with the 11k in hand and they put me in jail. I lost my clearance and my job and I am now unemployed. I am now only making $1,300 a month. I put a in a motion to amend child support based on these facts and he judge denied it. I was ordered to continue to pay $1,200/month even though I am only earning $1,300/month. I love my son more than anything and have him now 70% of the time. I am not a dead beat dad or person. I have served my country honorably for the past 11 years and have been by my son since day one. I thought that by posting this, the world would be able to view my situation and give some advice. I will now soon face jail time again because it is obviously impossible to make these types of payments. I have giving his mother over $18,000 over the last 9 months but all I have now is the clothes on my back.I cannot afford an attorney but have spoken to 4. I have done everything they recommend. P

Auto accident settlement in California, how long and how much?

I was slammed into a freeway center divider by a 17 year old kid almost 2 years ago. I got an attorney a week later and I was treated and tested. A police report was filed and the kid was 100% at fault. My car wasn’t damaged that bad and I didn’t go to the Hospital until 4 days after the accident when I ended a pre-planned fishing trip early due to shooting pains down my left leg and weakness when crouching.

X-Rays and an MRI revealed that I have a vertebrae that is almost 1/4 inch out of whack which is putting pressure on my spinal cord. There is no other treatment than spinal surgery which has a 33% chance of being successful and a 67% chance of not doing anything or just making the pain worse.

The other guy had Progressive insurance and so far I have the total loss of my car, $7,000 in current medical bills, and a future spinal surgery bill of $49,000 along with the fact that I can’t do what I used to. The doctors have already informed me that they won’t do the surgery now because I am on the borderline threshold of vertebrae movement, but that I will need the surgery in the future.

I know that I should ask my attorney for specifics but what I’m looking for is anyone that may have had or known someone that may of had a situation like this.

I’d like to know what should I expect from this? Currently my attorney is suing for $133K. I’m not looking to get rich and I know that the lawyer will take 33-40% of the settlement and that I will have to pay my medical bills from the settlement also. Currently I can still move around and taking OTC pain pills seems to make the pain bearable but whenever I crouch down, try to lift something over 50 pounds, or sit for a long time I get a weakness and pain in my left leg which often makes me stumble or hunch over when I go to get back up. I was 29 years old with no prior medical history and no pain before the accident.

Any comments or just your 2 cent’s would be great as I’m just looking to compare people’s actual experiences with what my lawyer is telling me.

How do you know when it’s time to move out?

I’m 19. I’m a university student about to start my junior academic year. I live with my parents, and my three younger siblings.
During the school year I worked, but only 16 or so hours a week. Now, I’ve picked up a second job. I work seven days a week, just over 44 hours.

My family went out of town on 4th of July, overnight, and left me. I like when they leave, because it’s quite, peaceful, and there’s no drama. After they left, I drove 2 hrs out of town to see fireworks–SOMETHING THEY NEVER would let me do, if they knew. though I bought my own truck, and keep current on the maintainace, change my own oil and check tire pressure, etc.

Our 14 year old dog (who I got when Iw as seven), took a turn for the worst (her cancer), and I had to take her to be put to sleep (I work for a vet). I sat with her, and held her while they euthanized her. I paid for all of it out of my paycheck there. I was alone.

In the meantime, I’ve been getting up at 6 am every day, fed all the livestock and dogs and then gone to work all day. When they got home..they didnt even say thank you!
I did two very adult things in the last 72 hours. Milestones.

My question now..How do you know when it’s time to move out? I love my mother, but I hate my father (hes been emotionally and physically abusive over the years). I’ve never had a social life, and dont intend to–I LOVE BEING ALONE!!!!! The only thing I’ve ever figured out I enjoy horses, and riding. I bought a horse, but shes got an old injury that prevents her from being worth much. I was thinking of getting another horse, soon, to ride more because I love it, but I’m nto sure how I could manage if I move out.
I have a 3 year old German Shepherd, who just got hit by a car and shattered a hip. She’s healing, but she wont ever be able to active like she was prior.
Right now, I make 11.50 at one job, and 14.00 at the other. I will continue to work thru the school year, but only nights, and weekends. My parents pay my car insurance (dad wouldnt let me have my name on my trucks title), my cell phone bill and tuition. But theres a lot of students parents that do that.
Rent in this town, even with roommates, is around 500 plus. When I move, I want to make sure I dont have to come back. I want to apply to vet school after I graduate in two years, and that’s what makes me hesitate..If I move out now, how will I be able to afford living on my own in two years? Also, it’s a very SMALLL town, so I would awkwardly run into them, or people I KNOW, often.
I eat once a day, and I’m very happy on tuna, so I know I’d be able to afford groceries. I’m just starting to feel and look like a failure by living at home.

When do you know it’s time to go?

Funny outrageouse people suing companies for a dumb reason?

The “Stella Awards” are named after the 81-year-old woman, Stella Liebeck, who spilled hot coffee on herself and success-fully sued McDonald’s in New Mexico for 2.9 million dollars. Ever since, the name “Stella Award” has been applied to any wild, outrageous, or ridiculous lawsuits – including bogus cases! Here are this year’s winners…

7th Place – Kathleen Robertson of Austin, Texas, was awarded $80,000 by a jury of her peers after breaking her ankle when she tripped over a toddler who was running inside a furniture store. The owners of the store were understandably surprised at the verdict, considering that the misbehaving little toddler was Ms. Robertson’s son.
6th Place – Nineteen-year- old Carl Truman of Los Angeles won $74,000 and medical expenses when his neighbor ran over his hand with a Honda Accord. Mr. Truman apparently didn’t notice there was someone at the wheel of the car when he was trying to steal his neighbor’s hubcaps.
5th Place – Terrence Dickson of Bristol, Pennsylvania, was leaving a house he had just finished robbing by way of the garage. He was not able to get the garage door to go up since the automatic door opener was malfunctioning. He couldn’t re-enter the house because the door connecting the house and garage locked when he pulled it shut. The family was on vacation, so Mr. Dickson found himself locked in the garage for eight days. He subsisted on a case of Pepsi he found, and a large bag of dry dog food. He sued the home owners’ insurance company, claiming the situation caused him undue mental anguish. The jury agreed to the tune of $500,000. In my opinion, this is SO outrageous that it should have been 2nd Place.
4th Place – Jerry Williams of Little Rock, Arkansas, was awarded $14,500 and medical expenses after being bitten on the buttocks by his next-door neighbor’s beagle. The beagle was on a chain in its owners’ fenced yard. The award was less than originally sought, because the jury felt that the dog might have been just a little provoked at the time by Mr. Williams who had climbed over the fence into the yard and was shooting it repeatedly with a pellet gun.
3rd Place – A Philadelphia restaurant was ordered to pay Amber Carson of Lancaster, Pennsylvania, $113,500 after she slipped on a soft drink and broke her coccyx (tail bone). The beverage was on the floor because Ms. Carson had thrown it at her boyfriend 30 seconds earlier during an argument.
2nd Place – Kara Walton of Claymont, Delaware, successfully sued the owner of a night club in a neighboring city when she fell from the bathroom window to the floor and knocked out her two front teeth. This occurred while Ms. Walton was trying to sneak through the window in the ladies’ room to avoid paying the $3.50 cover charge. She was awarded $12,000 and dental expenses.
1st Place (drum roll, please) – This year’s runaway winner was Mrs. Merv Grazinski of Oklahoma City, Oklahoma. Mrs. Grazinski purchased a brand-new, 32-foot-long Winnebago motor home. On her first trip home from an OU football game – having driven onto the freeway – she set the cruise control at 70 mph and calmly left the driver’s seat to go into the back to make herself a sandwich. Not surprisingly, the RV left the freeway, crashed and overturned. Mrs.Grazinski sued Winnebago for not advising her in the owner’s manual that she couldn’t actually do that. The jury awarded her $1,750,000 plus a new motor home. The company actually changed its manuals on the basis of this law suit, just in case there were any other complete morons around.

How to cut ties with my parents (sorry so long)?

I am trying very hard to cut ties with my parents. I’m wondering if I should tell them or just stop talking to them all together. I am 21 years old. Have been living with my boyfriend 110% on our own for over 2 years now. In the last couple months I have realized my parents were not the wonderful people I thought there were all my life.
First my parents made a bank account for me, when I was very young when I started working at 15 they made me put pay checks into the account. When I moved out (at 19) they told me that account wasn’t mine. I got $50 out of the account & they removed my name. Also telling me my car insurance & cell phone bills were double even triple what they really where. I paid them. 2nd. My father drinks. We weren’t allowed to pay sports or be in clubs because we would come home to late&my father was passed out by then. It was HELL if you woke him. He did have a very good job & never missed work. He bought us quads & go carts cars (we had to pay back double for) thinking that would make up for things. Really I’m very hurt by these things.

The breaking point was really my 21st birthday my mom gave my cupcakes away to random people at the bar. Never asking me if I wanted 1. I didn’t even get a card till weeks later & when I asked her to buy a $7 shirt since I didn’t get a gift she freaked. When my grandpa died 5 days after my birthday my parents promised they would come get me so I could see the closing of the casket. (my car was at their house) they didn’t I missed that. Then they let me walk about a mile in town, it was 14 outside. & acted like it was no big deal. Then lied to my family why I wasn’t there. Also have been putting down my boyfriend & his family for alot of things. His family is so wonderful and does so much for us.
My dad wouldn’t drive 8 miles from his house to mine. & back so I could get my car from work to take myself to the ER. (it was at work because I left it there to go the ER the night before) He wouldn’t take me to the ER because he had plans later in the day.

Should I just stop talking to them or tell them how I feel?
Its so hard to do either but its time…I don’t see how sorry can fix it this time.
Its sad all the money my parents took from me, my mom spent on junk. She has more clothes then a Walmart. And so much debt. They put us down in their own shi*ty way all the time. Never come to see us. And think they should get a gold metal when they do.
They put my boyfriends parents down because they would do anything for us. That day I needed to go to the ER. My boyfriends mom was will to drive from an hour away to get me an then 45 mins in traffic to the hospital I wanted to go to. And call off work to sit with me. Thats real parents!
They act like nothing happened with the money from before. They don’t even know what bank I use now. This all with my bday has happened in the last 3 months. I have hardly picked up phone calls or answered texts unless I have to. I think they realize something is up.

How much does car insurance cost for a new driver?

Im 18. i live in California. i own a 2003 nissan altima. Ive had my license for over a year. The car is ONLY under my name and i will be the only one driving it. Ive gotten quotes but they have been as high as $1000 for 6 mths of full coverage. Any advice on something cheaper or how to save money.

can i switch over car insurance to new car/ Montana to Wisconsin?

I had insurance for my old car when i was living in Montana, liability coverage or whatever is the cheapest. I got rid of my old car, moved to Wisconsin and bought a new (used) car. Can i switch my insurance over to the new car i bought? I got my insurance through AAA> Any advice would be helpful>thanks

I’m leaving the country for a year. What can I do about my car insurance? or what do you recommend?

One idea was to get the lowest possible coverage and continue insurance. The problem though is that I may be only back like 3 month out of the year here, but I really want to keep my car. Is there a insurance company out there that does short term insurance policy? or I can leave the car here with no insurance but is that a bad idea? Please let me know your thoughts and advice. thanks!

Car rental Insurance: Do I purchase it or not?

I will be renting a car this weekend and was wondering if it is really necessary for me to purchase the extra insurance coverage. I know these places have to have insurance on these vehicles and I really can’t afford more than what I’m already going to be paying. I need advice please.

Do we need to carry car insurance for our 2nd car if we have full insurance on our first?

Someone once told me that we do not have to carry insurance for our 2nd car if we have full coverage on our first car. All of our cars are fully paid off and we are not worried about the cost of damage to them if an accident should occur. We just want to know if we would be covered and to make sure we are not overly paying for insurance for a 2nd vehicle if we really do not need it. Our insurance agent said two things, which did not make sense. It just seems like he wants to have us covered for a rain drop falling on our head and more $ in his pocket.

Thanks for your advice! We appreciate it!

How much does car insurance cost in England?

I’m not used to private insurance companies with differing rates! Here are the details:
- If I had an older, smallish car, say that cost 900 pounds
- No spots on my driving record, been driving for 10 years, *but*
- I’ve just moved to England from Canada
- I want full coverage, 3rd party, fire and theft

Any advice on who is more, or less, expensive?

I have Full Coverage Insuranc. Someone vandalized my car destroying the hood, and the front window is busted ?

My friend has full coverage insurance. Someone vandalized his car destroying the hood and busted the front window out. Will the insurance company cover this?

Someone also advised us that it would be better to report the car stolen and they would cover it once it’s found with the damage. Is this true?

we really need some advice on this one. Don’t want to be stuck having to pay the costs for all this damage.

Also, what steps he should take first, i.e – informing the police, ect?

Can I go over the max transpo expense coverage of my auto insurance?

My car‘s in the body shop right now so they gave me a rental car. My insurance‘s paying for the car rental up to March 24 however, the repair shop called and said it will take up to April 9th to get the car all fixed. Is there anyway that I can get my auto insurance to still cover the car rental during those days even though I have already reached the maximum coverage? The guy at the repair shop said I can fight it but I’m not so sure. Any helpful advice is welcome. Thanks!

we pick favorites in our house. [long]?

I’m 14 years old, and my brother is 18. My mom doesn’t not know how to say NO to him. He gets what he wants. He has 18 cars since he was 15. He has really put my parents in a financial bind and she still doesn’t know how to say no. He works and doesn’t pay any of his bills but his cell because my mom refuses to pay for it (50$). He has never paid for anything, car insurance, personal property tax, nothing, not even gas. Plus he has a daughter that is seven months old. He doesn’t pay for anything for his daughter, my mom buys it all. He gets everything and anything he wants. He still lives at home, mom still provides clothes, food and shelter. My brother does every much take advantage. One day my brother needed gas, so my mom gave him a credit card to only get gas (20$) and it came back with over 200$ on it. He eats out a lot and he bought beer and other things on it. This happened about 8 times, and now my om is trying to put her foot down. He also had to take driving class again because he didn’t obey one street sign that wasn’t even visible, but that cost my mom about 200$ more (driving class,paying for ticket, and court costs). Other people even notice that she plays favorites and that hurts a lot. Today we got into an argument, and of course it was something my brother had done (left the back door unlocked) and it always is twisted around and made my fault. ” Well your home all day and you don’t pay attention” [ i finished my homeschooling last month] ). Of course my mom held me against what she got me yesterday, which was a memory card for my camera which I have gone without for two years and a DVD. ” Well did I spend 60$ on your brother yesterday NO” and I said ” Well have I had 18 cars NOO and stop showing favoritism”. My mom always says she doesn’t. When my brother was taking drivers ed in 10th grade, he already had his license because he went to private driving school, and when she gets mad at me she is like ” I’m not getting you a car, and you are not getting your drivers license early, your brother was supposed to help me with things and he doesn’t. So you aren’t doing what your brother did”. He has ruined many chances for me, and my dad sticks up for me a lot. He says whatever my brother has done, I will do. The favoritism comes between my parents sometimes. I don’t know what to do, and its not like I’m just imagining the whole thing. Other people notice like my dad, my friends, and even my mom’s friends.

What should I do?

Any advice?

Thanks!

I have lupus and am hearing that the disease is fatal. Could you let me know?

I was diagnosed with Lupus 7 years ago and am 50 years old. I have bad times especially 2 years where I could not get out of a chair or drive a car. I am doing better now but there are flair ups. I was just told by a lady that her cousin was the longest lupus survivor. They had the disease approximately 30 years. They were diagnosed at 21 and died at 51. I know that it has a lot of negative affects. I have no insurance, went to the doctor was diagnosed went a month later and it was worse. I did not go back because I actually cannot afford it and actually of the people that I know of that have it and go regularly to doctors, I am doing better than them. What exactly does it affect? Are there medications over the counter to help? Thank you.

How much would it cost to insure a large SUV for a 16 year old?

I have always wanted this car: http://pictures.topspeed.com/IMG/crop/200608/2006-toyota-sequoia-1_460x0w.jpg

The Toyota Sequoia. I know it gets crappy gas mileage, but ive seen worse. And plus Im not gonna be driving that much either. my school is very close to me, along with all my friends houses. But how much will insurance be at your best guess? Also, if I don’t blow off gas, and waster it, how much money do you think I will pay per month in California?

Dont try to tell me that I am not old enough to be behind an SUV, because
1) Im going to be learning how to drive from my parents in an suv, so i will have some experience
2) my parents want me to get an SUV
3) Im not a dumb a** whos gonna go 50 mph and try to cut a corner and flip over.

Bottom line is, im getting an suv and thats that.

What should I do with my life? I’m 22 years old. (Long rant/life story. Please Help. I need direction. lol)?

If you don’t want to read the rant, please skip down to where it says SUMMARY:

I finished high school. Didn’t go to college. Didn’t qualify for a scholarship, and have always been afraid of being too far in debt. Blame my moms outrageous credit card bills and watching her suffer for that one. She’s almost 50 and still has no savings, no IRA, less than $200 to her name at all times, and thousands in debt.

Anyways.. this will be a rant of my indecisiveness. Looking for suggestions, past experiences, some direction. It’s almost 1am, I had a realization as I laid down and couldn’t sleep as I thought back on my day.

I have worked many crappy jobs, making from $5.15 an hour up to $8 an hour.. then jumped up to making $13.40 an hour working for the state of Oklahoma for one year. I saved up $6000 over that year. Took that money and moved 160 miles away from everything and everyone I know. To get a new start, for the better. It cost me $2000 to move here, get furniture, stock freezer and pantry, pay deposits, first month rent, electricity, car payment, insurance, etc. So now I am at $4000 to my name.

I work 4 hours a day. 6 days a week. Plus I sell on eBay. When I hardly put any time in, I make $50 a month, when I’ve put lots of time in, I’ve made as much as $800 in a month. Guess it depends on how much I need to make a car payment, or want something extra.

I spent my entire income tax refund as soon as I got it. 10 months ago I did not have any credit cards, no loans, nothing. I bought 4 cars last year. They all broke down and gave me lots of hell. So I finally wanted to buy a newer car. I couldn’t do it.. got turned down by probably 10 banks. So I finally decided… sigh.. I’ll get a credit card.. got turned down for those too. So got a $300 secured card.. a few months later had some credit reports, so got a real non secured credit card.. my first one.. woo! then I got 3 more.. And got a car loan finally approved for 9.4% woo! Got my tonsils out, cost over $12,000. My insurance when I worked for the state paid about 80%, so I still owe about $1700. And I owe about $4000 on the rest of my car loan. I still have $4000 to my name in cash.

I play video games. DotA and Allods online. They are both very time consuming, and I’m slightly addicted. How do I stop? Do I need to stop? How can I improve my life? Is it horrible that 1/3rd of my day goes to video games?

Ok, lets get to the summary of what I need help in the decision of..

SUMMARY:

22 years old
$4000 to his name
Owes $4000 on car loan at $180 per month payments at 9.4% APR
Owes $1700 on medical bill at $50 per month no interest
About $800-$1200 per month income.
Costs about $800-$900 to survive every month comfortably. After all bills and food.
I work 4 hours per day at $8 per hour plus tips.
I am interested in real estate, but not sure if being a real estate agent is best, or focusing on learning the way of the investor or master lease or other method?
I just spent $1500 on real estate mentoring. I should probably spend more time on it..
I own many books, all about real estate and eBay business, how do I read more?
I play too many video games.. how can I stop? Should I stop?
There is a real estate class coming up on the 16th. I won’t have another chance at this price for another year. It’s $200 for an actual in class teaching. Online no-teacher classes I’ve found are closer to $500, and not as helpful.

I have a huge decision to make THIS MONTH.

Option 1: Work as a delivery driver 4 hours per day making $8 per hour plus tips, and keep doing eBay and trying to make the real estate mentoring program be worth the money.

Option 2: Put in a 2 weeks notice at the delivery driver place, go to the Real Estate class on May 16th, and after that pursue a job as a real estate agent with one of the local realtors? Continue trying to make the real estate mentoring worth the money?

Option 3: I just got called in for an interview today.. The guy seems like he really wants to hire me. It’s a security job for a rich community, making $10 an hour plus full insurance benefits and 6 paid holidays per year. If I take this job, I won’t be able to go to the real estate class, as it is 160 miles away back in my home town. And I will be working twice as much as I do now, so less time for real estate mentoring and eBay?

Option 4: drop everything and go to college for some profession that I hate and have hardly any interest in?

Option 5: Go to real estate school, become a real estate agent, eventually go to college for real estate courses and be in debt with college fees?

If you’ve been in a similar situation, or think you can help me.. please email me. I don’t know what I should do with my life. I feel like I’ve watched the past 4 years fly by as I played video games and worked a crappy 9 to 5 job. Makes time go by, but what am I waiting for? Trying to figu

Child support and custody help.?

I have a friend who really needs some help with his child. By his culture, he has been married to his wife for 10 years now. By state law i think they where just domestic partners. During this time they had 1 child together. About a year ago she took the child and left to go stay with her sister. She did this because the guy won’t send his mom to a retirement home and also because her sisters live to far away. He has been paying about 800 a month, buying groceries for her, paying her phone bill and her car insurance. He bought her a new car while they where together and fully paid it off. Recently she got in a fender bender and took the car to the dealers to trade it in. She called him to come and sign the title over because the title was in his name. He said I will sign the title over to you because I gave the car to you but that about all I will do. When he got there, they had set him up to sign the title over and also co sign for the new car and he said he will only sign the title over but he wont co sign for a new car. she got angry and threatened to ban him from seeing his child and also file for child support. Her phone is under his name and he pays the monthly bill. she tried to upgrade to a new phone but he said no he doesn’t want a new contract. she got angry and actually filed for child support. I still think is bogus but he says they called him and left a voice mail for him to call back and discuss his child support case. I told him if she really filed for child support then they are going to probably have a custody battle for the child. He said he won’t give her full custody because he loves his child and wants to be around his child. the child is 6 years old now. He also wants her to be part of the child’s life. He told me that he is willing to do 50/50 custody and is even willing to pay the child support for that. First of all doesn’t he have to sign over full custody to her for her to file for child support? He thinks she is claiming to have full custody but they never went through a custody battle before and I feel like she is going to try to gain full custody of the child during this case. He has no idea what to do and I am not sure what to do either. This guy is really gullible and is actually there for his child. Honestly I don’t know why she is doing it lol, to me it seems stupid because she will end up getting less from child support then what he gives her now lol. the only thing he is worried about is child custody. any advice would help greatly. thanks

Im just having a total breakdown right now?

Lets just start here i am 19 years old and i am a freshmen in college 45 minutes away from my two divorced parents and my 17 year old senior girlfriend who i am probably gonna end up marrying the relationship is so strong. I live on campus and i come back to see my girlfriend during the weekend and mondays i have off (and i come back because my parents require me to). when i come back i have to stay at my parents house. my mom is messed up from the neck up and i cant stand her since she married an ex con who hates me with a passion and no joke WILL YELL AT ME EVERY TIME HE SEES ME!!! And she doesn’t care, So that is something i have to stay away from. Then my dad married my step-mom who is for the past year it has been the worst and she will talk sh!t about me every time i see her over stuff that any other parent wouldn’t ever yell about. even in-front of my friends or in public she will try to make me look like the biggest loser on this planet(this is a daily thing). My dad just lets it happen since she wares the pants. They have money so they use it to keep me in there control since they hate my mom so much they went to court 50 times against her. so they pay my car insurance and my phone bill.
Now that phone just came to an end because i got unlimited text and they found out that i send an average of 120 texts a day (which is not nearly as bad as most). she then went off about how i am a stupid @*#$ and a @(#*$in looser and the most horrific things a human could say. Now they are like we are not paying your phone bill. thats not the part that got to me. its how she when on for hours on how badly she thinks about me (as usual). If only you could have seen. PS it was so bad it made my sisters boyfriend not even want to see her again. and my sister is favored because she will do anything to make it so i get the blame and lives the life for it.
I just don’t know what to do and i am just done. Everyone tells me how i am the nicest guy they have ever met and maybe too nice and i just don’t understand why i get this. my whole life has been this and I do not know where to go with my life anymore. I cry randomly now i am starting to twitch and i feel like i am becoming mentally ill. I just want to become a UPS driver and slowly finish school and get into administrative stuff and get a big fat retirement. But they wont let me and they would take everything away from me and I would have no place to live. They only want me to go to school full time.
So please anybody any suggestion to help would be great. so i guess what i am really asking is how to I get away from it and be what i want to be? PS in UPS i would have to start as a box lifter and thats 9.50 an hr and only 300 a week and i would have to wait a year to get my driver job that i want to become more than anything in this world. Thanks guys

Liability, car accident, their fault?

I was in a car accident a couple months ago, and the girl was a 15 year old, but had her license. She wasn’t suppose to make a left turn, but she did…causing my unlicensed boyfriend to hit her car. It was her fault. Their liability is a minimum of $25,000 a person, but I read up on the split liability of that for $50,000 total. Does that include the girl who’s fault it was? The insurance guy was trying to tell me he could contest and not pay for my bills because my bf doesn’t have a license. They are about $20,000. (I was in the hospital for a day.) He already settled out with my boyfriend’s family though, so that means he has to pay for mine too right? Does liability include compensation money? or is that seperate from the 25,000/50,000 split? I’m going to talk to a lawyer tomorrow. I was a passenger in the front of my bf’s car. They found free fluid in my pelvis at the hospital, so that is why they kept me over night.
They already settled with his family though. It was his dad’s car, and they have insurance. They even paid for their dad’s car that was wrecked. They can’t just choose to pay their bills and not mine.

50 things that change after university?

1. 6:00 a.m. is when you get up, not when you go to sleep

2. Having sex in a single bed is absurd.

3.You keep more food than beer in the fridge.

4. Your fantasies of having sex with three women with lesbian tendencies are replaced by fantasies of having sex with anyone at all.

5. You don’t volunteer for clinical trials at the local hospital

6. You know all of the people sleeping in your house.

7. You hear your favourite song in the lift at work.

8. Informative TV does not include Richard and Judy.

9. The bank manager doesn’t write threatening letters any more.

10. You carry an umbrella.

11. Seven-day benders are no longer realistic.

12. You don’t go to Tesco with all your friends.

13. You have standing orders and direct debits.

14. The heating works in your house.

15. Your friends marry and divorce instead of get together and break-up.

16. You pay the government thousands of pounds every year.

17. You go from 130 days of holidays to 20.

18. Jeans and a jumper no longer qualify as ‘dressed up’.

19. You’re the one calling the police because those damn kids next door won’t turn down the stereo.

20. You get out of bed in the morning even if it’s raining.

21. Washing up is not an annual ritual.

22. Older relatives feel comfortable telling sex jokes around you.

23. You don’t know what time the kebab shop closes anymore.

24. Your car insurance goes down and your car payments go up.

25. You feed your dog Pal instead of McDonalds.

26. You don’t get ideas for drinks from local tramps.

27. You don’t put half-finished curries in the fridge to eat later.

28.You don’t spend half your day strategically planning pub crawls.

29. You “hate scrounging students”.

30. You no longer have a strange attraction to road signs when drunk.

31. Sleeping in the lounge is a no-no.

32. You can’t persuade your flatmates to ‘Drink till dawn’.

33. You don’t spend Wednesday afternoons in the pub.

34. You always know where you are when you wake up.

35. You no longer take naps from noon to 6 p.m.

36. A fire in the kitchen is not a laugh.

37. You go to the chemist for Panadol and antacids, not Condoms and pregnancy test kits.

38. A £3 bottle of wine is no longer ‘pretty good stuff’.

39. You can remember the name of the person you wake up next to.

40. You actually eat breakfast foods at breakfast time.

41. You don’t have mice living in your kitchen.

42. Grocery lists are longer than pot noodles & cans of lager.

43. You don’t go to Liquor Save to buy Vodka.

44. You have hoovered.

45. Breaking the law means doing 40 in a 30 zone.

46. ‘I just can’t drink the way I used to’ replaces ‘I’m never going to drink that much again’.

47. Over 90% of the time you spend in front of a computer is for real work.

48. You don’t experiment with banned substances.

49. You don’t get drunk at home, to save money, before going to a pub.

50. You don’t find a “dump” left in the toilet hysterically funny anymore.

I got in to an accident and dont have insurance, but the other driver has unisured motoris coverage. Do I Pay?

If they pay their deductible to get their car fixed do I still have to pay the insurance for the damages done to their car?
This is the only car I dont have insurance for because it was not working so we were trying to fix it and we decided to take it out to test drive it and hit a car.

Question about insurance coverage after a car accident?

Late last night (less than 24 hours ago) my fiance and I were back passengers in a vehicle accident where a car ran a red light and hit the front passenger’s side while we were making a left turn. The other driver has been faulted and he does have insurance (we are in FL if that’s relevant). We declined being checked by an ambulance last night because at the time we were all feeling alright, but today he’s been complaining of a headache, so we are thinking of going to an ER. My question is are we going to have to pay out of pocket for medical treatment if we choose to go (I have health insurance for both of us) or is that something that the at fault party’s insurance would have to cover? Or would it go towards the insurance of the owner of the vehicle we were in? Also, if we go would I have to pay a co-pay for my insurance when I get there? Thanks.

Is there a thing where you deposit 30,000 to the DMV and then not have to pay for Car Insurance?

I don’t remember what it was but I remember in drivers ed my teacher talking about this thing where you can deposit 30,000 to the DMV and then you won’t have to pay for car insurance. And that 30,000 is coverage for if you get in a wreck or something and that 30,000 will pay for the other person. I don’t remember. Can someone please re-inform me on this?

Accident with rental car collision coverage?

I recently rented a car. I have no insurance of my own so I purchased collision coverage from rental company. I got into an accident not my fault.
I am not employed at the moment
What type of benefit will I receive for my injuries?
If I am not at fault do I have to pay the delectable?
can I sue the other driver’s insurance?

Car Accident, Other Driver May Have No License/Insurance!?

I was involved in an auto accident yesterday where an older suv traveling southbound ran into me as I was making a left hand turn. The two witnesses in the other car claim I was at fault, while I contend they were. When an officer arrived to the scene, the other driver, who couldn’t speak English, didn’t have a drivers license and gave the officer an insurance card that didn’t match the name she gave him earlier, although she tried to say her name had changed. When the officer told her that she could operate a vehicle without a DL she just acted shy and smiled then said her father had a DL (in broken English). I asked the officer to find out if she had a license but he told me to just wait and acted as if it weren’t of any big importance. I believe that her name isn’t even on the insurance and that the car belongs to her father, who was the other passenger with her, and the person on the insurance who she’s claiming to be is her mother.

My questions are 1.) how can I make sure she isn’t trying to file a false claim by saying she’s someone else (her mother) and 2.) what are the consequences for getting in an auto accident while driving without a drivers license?

Note: not sure what their coverage is.

Fender bender in girlfriend’s car, not at fault. Should she contact her insurance company to file a claim?

My girlfriend and I live together, I don’t have a car, but she does. Occasionally she has me drive for her, or I’ll borrow the car to run an errand that’s too far for me to bike to. I’ve always been a little hesitant though, because I didn’t know how that would work if I were to ever get in an accident.

Well this past weekend I was trying to get some last minute holiday shopping in at the mall and she loaned me her car. As you can imagine the mall parking lot was absolutely insane right before Christmas.

I was pulling out of my parking spot and was totally clear to do so. Pulled all the way out and right when I put it in drive, I saw another car‘s reverse lights come on to my right, and they quickly pulled out right into the side/back of my girlfriend’s car. The driver got out, apologized many many times, and we exchanged information. There was no damage that I could see to their car, but they left a deep scratch in my girlfriend’s car (no dent or anything though). Unfortunately, my phone had died just minutes before, so I couldn’t get any pictures at the scene, so I had to wait until I got home to photograph my girlfriend’s car and got no pictures of the other car.

Tried to buff out the scratch but it’s too deep, will probably need some paint. My question is, should we just try to take care of the damage on our own, or is it worth it to file a claim? Will filing a claim impact either of our records? And in the future, is it okay to drive another person’s car without any insurance coverage of my own?

Car Accident- Other person at fault with no license or insurance as far as I know?

I was involved in an accident Tues. afternoon. Some guy ran a red light, hit me, and spun me around to hit him again. I left the scene (with the cop’s permission) before getting a copy of the police report, because the cop was going to wait around an hour or 2 for the guy’s wife to bring an updated insurance card. I was on my lunch break from work, not in any pain, and decided to go back to work. I didn’t think to ask the cop what the other guy was being cited for, if anything.
My insurance agent spoke to the other driver the evening of the accident, and he said that he’d already made the claim with his insurance, so they told me that I had to wait til I heard from his adjuster. My agent said that the other driver seemed like a very nice and reasonable guy. Close to 5 pm on Wed. I hadn’t heard anything from an adjuster, and called my agent to let her know. She said she’d call the other driver. On Thurs afternoon I get another call from my agent. She tells me that she’s left repeated messages for the other driver that have gone unreturned, AND that she thinks he’s ignoring her because at first his phone would ring a few times before going to voicemail whereas more recently it was ringing only one time before going to voicemail. My husband and I started to think that something fishy was going on, and went ahead and had her file a claim with OUR insurance, just to get the ball rolling a bit.
Around noon today, I hadn’t heard anything from MY adjuster. My agent told me that as long as the claim was made by 5 pm yesterday (which it was) I’d hear from the adjuster no later than today, so I just figured that MY adjuster is busy because of the holiday. (Can totally understand that right now, and I know that a LOT of adjusters work out of their homes.) I decided to take matters into my own hands to an extent.
I have the other driver’s “supposed” insurance information (the info that was on his outdated card). I called them, trying to make the claim on his insurance myself. The claims agent I spoke to told me that the other driver hadn’t had insurance with them for a few years. She said she could send something to my insurance if I wanted her to, but I told her to wait. I wanted to see the actual police report before she did any (what might have turned out to be) unnecessary work.
Today, when my husband and I got the mail, there were 2 larger envelopes in there for me that were obviously from “ambulance chasers”. I wasn’t even going to open them at first, but I’ve had a constant headache and soreness in my upper arms since Wednesday morning. Granted, the headache might be stress, but the soreness should be gone by now. So, I looked at them. The first one, I glanced through, and set it aside to save. The second one, however, included an accident report. Yup, that very thing that I thought I had to wait till Tuesday for.
I was ecstatic. Here I am with something I thought I’d have to wait 4 days for. (You’d be happy too, especially if, like me, you didn’t have a car you could just drive into town with to get it!) I started looking at it. For the other driver’s insurance, it says “none shown”. Now, I’m not 100% sure about the law, so I wasn’t too worried about that. I figured he just didn’t get it to them right away and had some time to do so. I kept looking, and saw his citation code. I was just curious, so I looked up on the net what the code meant. He doesn’t even have a license!! The code was for driving without a license. Now, to me, no license equals no insurance.
I have uninsured motorist coverage on my insurance (full coverage). My question is now this: To sue or not to sue? CAN I sue him? SHOULD I? Should I just let my insurance company handle that? What about the inconvenience to me for the past 4 days? My husband and I are now down to one car that I can’t even DRIVE! (I can’t drive stick shift.) My mother, husband, and in-laws have been running me to and from town (we’re out in the country about 15 minutes away from my job) for work. My mom lives on the OTHER side of town from where we are and where I work, so for her to come from her house to get me, take me to work, and get back home, it’s an hour EASILY. I’m documenting the miles that are being put on my family’s vehicles, but is there more I should do?
Oh, that’s another thing. My husband is a body repairman, and he is pretty sure that my car will be totaled because of this jacka$$’s stupidity. I’m not too thrilled about it, as I don’t want to get another car (I really do love mine), but my husband knows what percentage of value my insurance uses to total out a car. I’m still making payments on it and do have gap coverage (I’m in the hole on it, not by ALOT, but by some), so I’m good there, but I really don’t want anything else. The car is only 4 years old (I’ve had it for 3), and I really do LOVE it.

Drivers Ed Questions On Insurance?

Fill In The Blank Words -assigned-risk insurance, blue book, bodily-injury insurance, car pooling, collision insurance, comprehensive insurance, deductible, depreciation, financial responsibility law, leasing, liability insurance, mass transportation, no-fault insurance policy, policy, premium, property-damage insurance, warranty-

1. Decrease of vehicle value due to its age.

2. Written guarantee that the seller will make repairs for a time period.

3. Lists the average price paid to dealers for various used vehicles.

4. Requires you to prove that you can pay for damages you may cause with your vehicle.

5. Specified amount you pat to an insurance company for insurance.

6. Set amount of money you personally pay for damages that is not paid by your insurance company.

7. Written agreement between you and your insurance company.

8. Type of insurance that is not concerned with who is to blame.

9. Provides minimum coverage for high-risk drivers.

10. Several methods of moving large numbers of passengers.

11. Several people commuting to work or school in one vehicle.

12. An alternate method of obtaining a vehicle other than by purchase.

13. Protects you against claims for another person’s injuries or property damages when you are at fault.

14. A type of liability insurance that covers drivers who are at fault for injuries to other people up to specified limits.

15. A type of liability insurance that covers drivers who are at fault for damages to another person’s property up to specified limits.

16. A type of insurance that provides coverage to pay the costs of repair or replacement of your vehicle up to specified limits.

17. Insurance that covers damage to your vehicle from non-collision events.

One word per statement.

I already have some answers but I just want to be 100% sure I’m right, thanks any answers are appreciated.

Why won’t my car insurance company settle this lawsuit?

This thing is going on 3 years. Every time I contact the attorneys all the say is that they feel as though they shouldn’t have to pay, and unless the other party shows them some other medical documents they will not. I have extremely high limits ( more than I need as I have no assets), I am a little annoyed that I pay $3000 a year for full coverage ( I live in a expensive state) and have to go through this. It is not so much the limits I am worried about, it’s have a judgment on my credit report ( which stays even if you pay for 7 years). I put another call into my attorney and my insurance. In the mean time, is there any good reason my insurance will not fork over the money? Just to add the accident was determined to be 50/50 at fault. I feel like if I am going to get screwed why even bother fighting it. To add, I also suffer from depression and this constant burden of this flying over my head is getting the best of me.

Is it legal for a car insurance company to refuse cash as payment?

I recently bought a vehicle off my uncle and he had Geico insurance on it. Rather then spending time looking for another company I chose to stay with them and simply turn over the policy holder from him to I. I liked the low monthly payment but yesterday I went to the office to pay my insurance payment. Upon getting there I gave the associate 5 $20 bills in payment of $98.16. She gave them back and said we can’t take cash due to the fact we are afraid of being robbed. It will have to be money order only. My question is, is this legal? Let me clarify that in the state of Tennessee you are required by law to have at least liability car insurance and if you don’t you can be cited by ticket. I was quite upset as I had driven 50 miles to the nearest office to change it over and again yesterday to make payment. Should I have to pay a fee for a money order just for THEIR security purposes to obtain a service which is required by law? I know people debate the term “legal tender” and “public and private debts” but surely this applies to anything which requires money of you. Going to the store and buying a new TV is one thing as you dont have to have it and certainly can refuse to pay it without debt. However if you refuse to pay car insurance the coverage can be dropped and they can bill what you owed as a debt. Is it THEN that the tiny inscription printed on a dollar bill is valid? I know businesses can refuse to accept large amount of money in the form of pennies or say $100 in ones but surely 5 bills at $20 is not what the so called “penny law” had in mind. Is there a way around this or is the legality of it that they have the right to refuse any form of cash?

car accident ?????? car insurance ???????subrogation ??

hello I had a car accident where I am 100% not guilty my bill are up to $100,000.00 my attorney said that i need to singed the right to subrogate of medicare document honestly don’t know what it means if anyone can tell me please. also does this means that if i singed these documents the settlement is over?? well the thing is that the party in fault insurance has only $25,000.00 in its policy and mines has another $25,000.00 in case i need it which i do. I haven’t seen the policy or anything so i would like to know if there is any way we can see it i think the attorney already asked for it to see but they said no so is there any way we can force them to show it to us? well i don’t want to be in debt for the rest of my life since i only have $50,000.00 for my bills and well from that i have to pay the attorney i am not even getting compensation or my 6 months for loss wages so i don’t want to singed any papers without knowing what it means so by signing this subrogation document am i singing the end of the settlement or something does that mean that the guilty party is free from any charge? sincerely i really need help i don’t really trust my attorney anymore he has said some contradictory things cause he said he worked as an attorney before with the insurance so he knew how they worked and said that everything was going to turned grate when we hired him and know he is saying tat he doesn’t know how they worked because every insurance is different so i just want to make sure so please help and than you

Was in a car wreck and I had no insurance and got considered “at fault”?

There was no statement taken from me at the time of the accident and there were 2 cars ahead of me on the expressway. A car behind me hit me and drove off. It caused my car to hit the car infront of me, and caused that car to hit the car infront of it. There were no witnesses so I’m put at fault because I was the last car. Now the car I hits insurance company is suing me for $6000. I can’t even afford to do $50 a month for that right now. If I had that kind of money I would have paid my freakin car insurance. I’m a single young lady that’s getting my paycheck garnished for student loans and I only make $10 per hour. I have rent, a car payment, and so many other bills. I’ve tried gettting a second job and I’m either over qualified or under qualified or they can’t work with my day job. It’s lose lose here. WHAT CAN I DO!? HELP!!!!

How much car insurance do I need?

I’m a graduate student that has little saved due to paying my way through college and I drive a 1997 Dodge intrepid, of which kelly has a personal value of around 1,500 and a sale by used car dealer at around 3,000. I was curious to have some opinions as to how much car insurance one things I should get? I’m going to school in illinois, but my true home is in indiana so I could claim either state (not that I’ve seen it make much of a difference). From what I have found 100/300/50 is recommended, but I’m more looking as to whether collision or comprehensive is even worth it at this point due to my car‘s value?

I (knock on wood) haven’t been in an car accident while driving and I am a safe driver that follows within 5 of the posted speed limits (unless traffic is going 20+over).
If I wasn’t clear I’m looking more at is it worth to take of colision and comprehensive, right now it cost about 200 a year to have the 1,000 deductiable on both, with the worth of the car, is it worth keeping either of them?

travelled to Italy no insurance,car accident, in intensive care.will hospital still give treatment?

any knowledge please help. a friend of mine is laying in intencive care unit , all family memember,s are here in london, worried sick. he had no insurance so we can,t contain any information on his injurys only that he was in a fatal car crash, all belongings have been handed over to his father,who is himself in hospital and very poorly.i would be so greatful for any advice or information if you have any knowledge of this kind of crisis. my friend is in his 50,s and he as a loving family who is worried sick,they are trying they,r best to retain all information , don,t even know what hospital/ ward he would be in. the accident happened yesterday, will the hospital give him all treatment needed? will they operate if had to? please someone, if you can share any information we would be most greatful.
yes he was driving the car, not sure if he was insured as a driver, but he never had insurance for his travel to italy.

Have you ever sung the over 50′s hymn ?

Hymns for People Over 50

Give Me the Old Timers Religion

Precious Lord, Take My Hand, And Help Me Up

Just a Slower Walk with Thee

Go Tell It on the Mountain, But Speak Up

Nobody Knows the Trouble I Have Seeing

Guide Me O Thou Great Lord God, I’ve Forgotten Where I’ve Parked The Car

Count Your Many Birthdays, Count Them One By One

Blessed Insurance

It Is Well With My Soul, But My Knees Hurt

Did you know there are Hymns for people over 50?

Hymns for People Over 50

Give Me the Old Timers Religion
Precious Lord, Take My Hand, And Help Me Up 
Just a Slower Walk with Thee
Go Tell It on the Mountain, But Speak Up
Nobody Knows the Trouble I Have Seeing
Guide Me O Thou Great Lord God, I’ve Forgotten Where I’ve Parked The Car
Count Your Many Birthdays, Count Them One By One
Blessed Insurance
It Is Well With My Soul, But My Knees Hurt

What kind of car insurance coverage would cover me after a hit and run (their fault of course)?

What kind of insurance coverage covers for a hit and run in which the one who run was responsible?

IS an excluded driver in a car insurance coverage redundant?

I mean obviously only the person listed under “covered driver” is the only one covered right? What’s the point in having Excluded Driver?

Driving my moms car and insurance coverage?

My mom’s car has full coverage insurance on it. I am not added to her insurance as a driver because I only drive it once a month or so. If I ever got into an accident, will her insurance still cover her car?

Seriously…How do you really understand your car insurance coverage?

It’s certain things that the company doesn’t make very known about how much is paid if an accident occurs. Can someone help me? I recently purchased a policy with Geico. 500 deductible on comp and colli. Still owe 14,500 on car and it’s only worth 10,000 per blue book. My goodness. This world is not fair. Father save us. So many people out to get over on consumers.

What are the two types of car insurance coverage available?

Help me please?

Travel insurance coverage that includes full rental car insurance? Why pay for rental car insurance?

I travel often but have never bought travel insurance. I always rent cars and buy the full insurance coverage from the rental. I don’t own a car or any auto insurance. I am somewhat familar with non-owner insurance options and the claimed coverage from the credit card companies. But why buy two insurance coverage when one can pay for both?

Do you know of travel insurance coverage that includes rental car insurance?

my question is if i carry full car insurance coverage on my car and i loan it out,will the person driving it?

if i have full insurance coverage on my car and i loan it out are they covered under my insurance if they get into an accident

Does full coverage car insurance pay for the whole loan amount after an accident?

Hypothetically, if the car was only valued at 5 grand, but the owner still owes 6 grand on the car, does the owners car insurance pay the entire 6 grand?

what can i do i can barely support my family im a hard worker but cant find a good job and trust me ive looked?

My family cosists of me 25 my wife cayla 21 my son orion 19 and my wifes brother chris who is 13 and lives with us because his mom is an a pych ward and his dad is living o the street somewhere in memphis and his grandma who had custody of him almost all his live is deceased he dont have no other place to go we barely can do this we dont have no help no family no friends no anything i see all these other people getting all this assistance getting there rent payed for getting there food payed for ssi disability hud this and that i get 200 dollars in food stamps a month fot my family of four I make 200- 260 a week and the food stams is all the assistance i get and it dont even last th month my rents 275 plus i have to pay my utilities we dont have no car i walk 5 miles to work everyday because we cant afford one but for some reason we dont qualify for hud or housing asssistance or any medical insurance or even free or discounted datcare so my wife can actually work without giving her whole check but 40 or 50 bucks to day care I cant find a better job i continue lookig real hard im a roofer thats what ive always done but this god forsaken town that i live in where they hire all cheap illegall aliens and then screw you over when you do get a job because it dont make scense for them to pay more when they dont have to has forced me to find what i guess you could call more stable work im a good person my wife is to im a real hard worker and weve been just holding on and waiting for some kinda of door to open so that we dont have to live in this day to day battle i dont want much i just want my wife and i to be able to wash our clothes without carrying 3 large baskets 3-4 miles each way every weekend and little things like that heeeeeeeeeellllllllpppp does anybody know of anything

I don’t understand my wife at all anymore….?

So let’s go over the details, she’s not from here but from Romania. We met on a site and started talking for a few months, I went and met her nearly 2 years ago. We got along great. Never fought about anything at all. Then applied for her visa and 6 months later she was here. We got married and all that jazz. She talks to her family via online video calls and friends almost daily. But in the last few months all we do is argue about things….I supported her for almost a year, while we were waiting for her visa documents to verify. I told her not to go to job anymore and was able to support her due to our money being worth 3x their money. Now that she’s here, she works at my family’s business as a chef in the kitchen, plus tips, which is far more than she ever got in her country, she was so excited to get a 300$ check, but in Romania she was getting less than 50$ a week.

I don’t understand it, she came from a country that they have nearly nothing, no HD cable, I bought her a laptop to be able to talk to her everyday, she could barely afford to pay her rent, her brothers and sisters were stealing from her while she was at work, they had to go shopping for food everyday, no car, I cook dinner occasionally, I wash nearly all of our laundry, I clean the apartment 9/10 times, I buy her nearly anything she wants, yet she continues to fight with me about stupid things, mostly money concerns, especially since I broke my ankle, however I got a check from the insurance reimbursing me 2500

The latest fight is about me not going back to college, and I’ve explained it is not cheap, the school I want to go to is 42k a year, without any books which is easily 2-3k. And she doesn’t really understand that some financial loans require you to pay while you’re going to school. I work 8-5 and then school on top of that? Plus be the only one that does anything around the house? I cant do that….i’m not superman with school, job and taking care of her and the house….it’s impossibl

Advice or personal experience needed?

right now iv been driving over a year and im 20, i was driving a car but due to the uk’s madness of insurance and cost of petrol (soon enough it’ll be £1:50 for a liter!) iv had to give it up.. anyway iv been thinking about going for a bike licence iv herd its hell of alot cheaper, but my perants never tought me to ride a bike dunno if thats important anit got a clue where to go from there

Do I need Driving Lessons?

I’ve been looking through some DVDs of driving lessons from 2009 and going over all the things they say that happens in the test and practising in my parents car, I’m on a very limited budget because of the cost of insurance cos im 17, and lessons are expensive around here, about $50 an hour so i dont want to waste any more money because i was thinking it would be cheaper to sit my test 4 times and pass 4th time than get 15 lessons

I need a realistic answer from Pontiac GTO owners?

I have been looking at two different Pontiac GTOs that are for sale at a local Pontiac retailer. One is a yellow 2004 GTO that is a six-speed with a little over 40,000 miles on it. The other is a red GTO that has a four-speed automatic with a little less than 20,000 miles on it.

The 2004 is going for $13,990. The 2005 is going for $18,995.

The 2004 and 2005 are both in immaculate condition (which seems to be the case with all new GTOs that I’ve looked at). So that’s not a problem. I already put aside money for any possible fixes I’d have to make, so I could put some towards a down payment.

The 2004 has All-Weather tires, and the 2005 has stock ones.

Being the car nut that I am, I heavily researched both of these years. Now here’s a big point that has a big impact on my decision. The 2004 has a 5.7 liter V8 rated at 350 horsepower, and the 2005 has a 6.0 liter V8 rated at 400 horsepower. The extra 50 horsepower is extremely attractive in making my decision.

Another biggie: Price. The 2005 is more than five grand more than the 2004. I would assume that is because of the pumped up engine, but I can’t be sure. And i love the dual exhaust on the 2005, but I could just get an aftermarket Flowmaster or Magnaflow put on if I desperately need it.

And the final biggie: Insurance. I heard the insurance on a 2004 is (for some reason) cheaper than on the 2005 and up models.

So, my questions that I need answered are:

1. Is the difference in engine size and horsepower enough to warrant shelling out an additional $5,000?

2. I’ve heard that the automatic is actually faster than the 6-speed…is this true?

3. Is this vehicle bad in the rain? Would the All-Weather tires change its performance in the rain much?

4. Is insurance truly different between the 2004 and 2005?

and finally 5. Is the reliability of this vehicle any good? I’ve heard bad things about this car‘s reliability (and I know from experience that GM is kinda iffy) but i heard good things about Holden cars.

Anybody that answers all the questions fully will get the Best Answer. I’d also prefer any answers from people that own a new GTO but any other answers will be greatly appreciated. I’m torn between this and a 2002 Mustang GT, and I’m a huge Mustang fan, so I need to know these answers. Thanks

What are some solutions to being more financially responsible?

A few months after I met my now husband, I found out I was pregnant.During my pregnancy he did little to support me as I could work less and less. I waited tables and by the time I was 7 months I could not handle the load I did before I was pregnant. I got even more behind as pre-pregnancy I was barely making it. A month before the baby was born he moved in and provided somewhat for the first few months of the babies life while I was unpaid maternity leave. During that time my bills from before him were not getting paid because there was no money plus all the hospital bills from crappy insurance. I had a few more hospital visits after then and began working at better job but it still didn’t cover all my bills. We decided to get married, but he refused to help me pay any of the bills except what he considered his – half the rent. and sometimes expenses to the baby Many of my bills went to collections and we ended up getting evicted. To make matters worse, I ended up getting pregnant again, but found an even better job. Before I met my husband I had some student loan debt, a car loan and some credit card debt equalling about $50,000. Now with all the hospital bills and everything I owe over $75,000. I am barely making it now and having to pay hundreds of dollars in bank fees each month. My husband hoards his money and will not even sit down with me to help me figure things out. I have no other family and am at a loss as to what to do. I don’t need to be critisized I just need sound advice on how to get out of this. I am in a bad cycle that if I just leave money in the bank, it gets eaten up and I can’t provide for my kids. My marriage is falling apart and my husband is verbally abusive. I have tried shelters but they have no room and there is a waitlist unless I call the cops on my husband. I have tried legal aid, but I make too much. The lawyers I have talked to want at least $2000 down to file for bankrupcy. I make $55,000, and I live in the most expensive county in the US where the cheapest rent I could find takes up half of my monthly paycheck and daycare a fourth of it. My credit can’t get worse. I just need ideas and resources on how I can get better for my kids sake and leave this relationship.
I also do not use credit cards and have not used them for over a year. I work strictly on a cash basis.

TEST FOR DRIVING PERMIT HELP?

anyone who can help me with my online driving test PLEASE.
10 points awarded
and you will deffinatly be my hero!!!!!
email me if you wish or answer here

test!-

Question 1

Regulatory signs are used to inform you of:

Laws you must obey
Parking times and limits
Lane usages
All of the above

Question 2

Other than handicapped signs, the color blue is used for:

International routes
Federal Routes
Motorist Roadside Services
Senior Citizen Parking

Question 3

A sign shaped like a pentagon is a:

Speed limit marker
School zone warning
Stop sign
Yield sign

Question 4

If you have a provisional driver license, there is (are):

A special time limit to renew your license
Special restrictions you must follow when driving
Age limits imposed on your driver license
All of the above

Question 5

A GREEN light means:

You may enter the intersection ONLY if you can make it through safely
It is your turn to go
All other traffic must stop for you
None of the above

Question 6

When traffic signals are not working:

Traffic on the major road has right-of-way
All traffic must stop; it is the same as a 4-way stop sign
Be cautious; it is a Yield
All of the above

Question 7

A PAIR of unbroken DOUBLE-yellow lines several feet apart indicates:

No passing
An imaginary wall or divider
Center turn lane ahead
Passenger safety zone

Question 8

A bus may park at a RED curb:

Only when a sign permits it
On Holidays
Anytime
Never

Question 9

A solid WHITE line, parallel to traffic lanes:

Indicates a “special” lane like a bike lane and may not be crossed
Indicates the left side of the roadway
Indicates the lane is about to end
Indicates a merge area ahead

Question 10

A learner’s permit, for a minor:

Must be held for 6 months, or until age 18
Must be held for 6 months, or until age 16
Permits you to drive with a friend over 18 years of age
Permits you to drive to school alone, on special occasions

Question 11

Your TOTAL hours of driving on a permit, not counting driver training, must be at least:

50 hours
6 hours
56 hours
30 hours

Question 12

Your drivers’ license, as a minor:

Is called a RESTRICTED license
Is called a PROVISIONAL license
Is called a GRADUATED license
Is called a CONDITIONAL license

Question 13

As a minor, getting 2 points on your provisional license means:

You return to learners permit status and can only drive with an adult in the car
Your provisional license will be restricted for 30 days
You must attend Traffic Violator School
Your insurance will be cancelled

Question 14

As a minor with a provisional license, your parents:

Assume financial responsibility for your actions while driving
Can cancel your license anytime they want to
Must sign a legal affidavit that you have had 50 hours of supervised driving
All of the above

Question 15

Habitual truancy, even at age 13, can result in:

Denying you a license until you are 17
Suspending your license for one year, once you get it
Both 1 & 2
Neither 1 & 2

Question 16

Most engines on today’s cars have replaced the carburetor with:

A turbo-charger
A catalytic converter
Fuel Injection
Ram-air induction

Question 17

A catalytic converter is used to:

Minimize harmful pollutants
Improve fuel economy
Make the vehicle quieter
Let you use cheaper gas by converting it into better-burning fuel

Question 18

The major purpose of the battery is to:

Start the vehicle
Provide the electrical needs once the engine is running
Regulate the amount of voltage going to sensitive equipment
Provide the power for power steering and brakes

Question 19

If your car has ABS, it has:

Absolute Braking and Steering
Anti-lock Braking System
Alternator Belt System
Analog Battery System

Question 20

If your red OIL LIGHT comes on it means:

You are out of oil
You are one quart low on oil
Your oil pressure has dropped too low
Your oil filter is due to be changed

Driver ed questions quiz i need help with these questions?

Question 1

Regulatory signs are used to inform you of:

a Laws you must obey
b Parking times and limits
c Lane usages
d All of the above

Question 2

Other than handicapped signs, the color blue is used for:

a International routes
b Federal Routes
c Motorist Roadside Services
d Senior Citizen Parking

Question 3

A sign shaped like a pentagon is a:

a Speed limit marker
b School zone warning
c Stop sign
d Yield sign

Question 4

If you have a provisional driver license, there is (are):

a A special time limit to renew your license
b Special restrictions you must follow when driving
c Age limits imposed on your driver license
d All of the above

Question 5

A GREEN light means:

You may enter the intersection ONLY if you can make it through safely
It is your turn to go
All other traffic must stop for you
None of the above

Question 6

When traffic signals are not working:

Traffic on the major road has right-of-way
All traffic must stop; it is the same as a 4-way stop sign
Be cautious; it is a Yield
All of the above

Question 7

A PAIR of unbroken DOUBLE-yellow lines several feet apart indicates:

No passing
An imaginary wall or divider
Center turn lane ahead
Passenger safety zone

Question 8

A bus may park at a RED curb:

Only when a sign permits it
On Holidays
Anytime
Never

Question 9

A solid WHITE line, parallel to traffic lanes:

Indicates a “special” lane like a bike lane and may not be crossed
Indicates the left side of the roadway
Indicates the lane is about to end
Indicates a merge area ahead

Question 10

A learner’s permit, for a minor:

Must be held for 6 months, or until age 18
Must be held for 6 months, or until age 16
Permits you to drive with a friend over 18 years of age
Permits you to drive to school alone, on special occasions

Question 11

Your TOTAL hours of driving on a permit, not counting driver training, must be at least:

50 hours
6 hours
56 hours
30 hours

Question 12

Your drivers’ license, as a minor:

Is called a RESTRICTED license
Is called a PROVISIONAL license
Is called a GRADUATED license
Is called a CONDITIONAL license

Question 13

As a minor, getting 2 points on your provisional license means:

You return to learners permit status and can only drive with an adult in the car
Your provisional license will be restricted for 30 days
You must attend Traffic Violator School
Your insurance will be cancelled

Question 14

As a minor with a provisional license, your parents:

Assume financial responsibility for your actions while driving
Can cancel your license anytime they want to
Must sign a legal affidavit that you have had 50 hours of supervised driving
All of the above

Question 15

Habitual truancy, even at age 13, can result in:

Denying you a license until you are 17
Suspending your license for one year, once you get it
Both 1 & 2
Neither 1 & 2

Question 16

Most engines on today’s cars have replaced the carburetor with:

A turbo-charger
A catalytic converter
Fuel Injection
Ram-air induction

Question 17

A catalytic converter is used to:

Minimize harmful pollutants
Improve fuel economy
Make the vehicle quieter
Let you use cheaper gas by converting it into better-burning fuel

Question 18

The major purpose of the battery is to:

Start the vehicle
Provide the electrical needs once the engine is running
Regulate the amount of voltage going to sensitive equipment
Provide the power for power steering and brakes

Question 19

If your car has ABS, it has:

Absolute Braking and Steering
Anti-lock Braking System
Alternator Belt System
Analog Battery System

Question 20

If your red OIL LIGHT comes on it means:

You are out of oil
You are one quart low on oil
Your oil pressure has dropped too low
Your oil filter is due to be changed

The inside of both of my cars were flooded. Will insurance cover this?

I live in Norfolk, VA and during the storms in mid November I was out of town in IL visiting my family. My husband was on a short deployment. Both of our cars were parked in our parking spaces at our apartment. During high-tide the lot flooded a great deal more than usual. I came home to find that my car would not respond to my remote when I pressed the unlock button. The floors are soaked and there is water sitting in all of my cup holders. I did not try to start the car. I know it will not start.

My husbands car seems to have less damage but will not start either. We have full coverage insurance through State Farm. Does anyone know if they will cover all of the damages? Will they provide a rental car? We have a small child and no transportation. We are completely out of her formula and out of almost all food except for our canned goods, since most went bad while we were both gone.

Thank you to all that answer.

I cant afford child support, cost of living and health insurance.?

So first, i am single 24 yr old male living on my own and have a 4 year old daughter in which i pay child support for. I had recently got a new job as an electricians apprentice in the state of Massachusetts, trying to better myself, build a career, and make more money.I’ve been ending up in dead end jobs since graduating high school, until now.

I pay $456 a month for child support and i have no problem paying for my daughter. The $456 was based on my last jobs income and was taking home a pay of about $500 a week. I am now taking home $633 a week. So now my new job offers health insurance which is mandatory now in the state of Massachusetts, and was ordered to now provide health insurance for my daughter. Now on top of the $456 a month for child support and a very expensive health insurance plan of $965 dollars a month that leaves me with $278 a week for myself.

With this income it is absolutely impossible to pay my rent, (2 weeks late so far) utilities,groceries, car insurance which I’m paying for the lowest basic coverage, i own a 97 jetta that is in desperate need of repairs and with 170,000 miles on it. i owe $200 for tools that i bought to just get me started and need many more, it sucks when your foreman consistently tells you that you need to get more tools but you cant afford them. It is also mandatory for me to attend school in September, (which i cant afford) and i just got a letter from my employer today stating that if i’m not enrolled i will be dropped from the apprenticeship program.

I had gone down to the local probate court about 2 weeks ago to request a court hearing and still waiting on one. I have no idea what is gonna happen. Is the judge going to understand my situation? Is the judge going to help me? What can i do?

I know lowering the support wont do anything, i don’t want it lowered. Lowering $114 isn’t going to help me much or benefit my daughter. Its pretty much the health insurance that’s killing me. My daughter was on Mass health.

I know this is a lot, and im pretty much spilling my guts to the world, but i wanted everyone to see all aspects of the situation and Im not here for people to feel bad for me, just for some help, input, advice anything can help at this point. Thanks

Relationship ended, bth name on title. Insurance cancelled, she is still driving no insurance. Need advice!?

Ex is still driving with infant child in car. The male is concerned for his well being and childs because his name is still on the car title. She is suppose to have full coverage on the car due to a lien, but refuses. What actions should he take in this matter. They have been seperated for over a year now.

Help! Denied Medicaid, what are my options?

I am 13 weeks pregnant and I just found out that I was denied Pregnancy Medicaid. Apparently my boyfriend makes too much money, but we barely get by after rent, bills, and car insurance! Anyway, my question is, are there any other options that I have for insurance coverage? I’m 18 and I live in Arkansas. I tried to apply for ARkids but by baby is due in Feb. & my 19th birthday is in Jan. so they told me I wouldn’t have any insurance for the birth. Money is not TOO much of a problem, of course we are willing to pay for a pregnancy insurance plan, but I don’t know of any! Or if you know of any reasonable payment plans, that would be very helpful! Please I wasn’t expecting this at all, and I am really stressing out! Everyone I know had their children on Medicaid, and it isn’t fair to me that we aren’t able to receive any help, but lazy people who dont work are! Thank you for any help you can give us!!

Does anyone have any GOOD information about maternity supplemental insurance? Does such a thing exist?

My wife and I, believing we are pregnant, made an appointment with a doctor. The doctor’s office called and informed us that we did not have maternity coverage with the Blue Cross Blue Shield Policy she is covered under….BCBS neglected to mention that at all when we were signing up for the policy. Don’t you think that would be worth mentioning to a female seeking insurance…….

Can anyone give some advice here, as we can not afford to pay for the birth of a child out of pocket…or savings…or armored car theft!!!

Help!

Car accident question.?

My car was involved in a car accident last night. A woman in a Lincoln smashed into the rear end while my car was parked at a red light. I was not the driver, but the driver is covered by my insurance. The force of the impact pushed my car into the truck in front of it, causing severe damage to the front and back ends of my car. The cost to repair it will outweigh the cost of the car, I’m almost positive.

My insurance company said that the woman’s insurance will probably pay me for the worth of the car. How would they determine the value of my car? And also, I’m afraid of being ripped off. Is there anyway that I can avoid being given less than what I am owed?

I also had a newly purchased large telescope in the trunk that was a Christmas gift to my children that was severely damaged in the accident. My insurance agent said I could claim that, as well. How would they determine the value of the telescope?

I only had liability coverage on the car so I am on my own fighting this careless woman’s insurance company.
If I go off the Kelley Blue book value, do I want to look at the retail value, trade in, or private party?

What damages recoverable from deceased driver’s estate for wrongful death of passenger if driver has no assets

If both the driver and passenger died in the automobile accident, what damages can the passenger’s estate recover from the driver’s estate. Both the driver and passenger were of majority age. The passenger’s parents are suing the driver’s estate (driver’s parents), who have no assets but for auto insurance coverage. Wouldn’t the passenger’s parents’ claims be against the deceased driver based on negligence and not against the driver’s parents for any wrongdoing? Therefore, the only recovery from the deceased driver’s estate (parents) would be the money based on their auto insurance coverage (since parents owned and insured the car)? (In this instance, there is no issue of the parent’s negligently lending the car to their child).

LOOKING TO LET PRIVATE PARTY “RENT” A CAR THAT I’M CURRENTLY FINANCING THROUGH MY CREDIT UNION. ANY RISKS?

I BOUGHT A NICE SPORTY CAR A YEAR AGO THAT I AM STILL FINANCING THROUGH MY CREDIT UNION. I AM TRYING TO RENT IT TO A PRIVATE PARTY AS MY FIRST CHILD IS ON ITS WAY AND I MIGHT NEED A BIGGER CAR. ANY ADVICE ON THAT? I AM ASKING FOR MONTHLY PAYMENTS AHEAD OF TIME, EMPLOYMENT VERIFICATION, REFERRALS, UTILITY BILLS, FULL COVERAGE INSURANCE AT ALL TIME, ETC. WOULD THERE BE ANY RISKS FOR ME? I’M ALSO THINKING OF KEEPING FULL COVERAGE INSURANCE ON MY SIDE. PLEASE ONLY RESPOND IF YOU HAVE KNOWLEDGE IN THIS OR ANY EXPERIENCE. THANKS
CAN I REPORT IT STOLEN IF HE DOES NOT MAKE THE PAYMENT AND I COULDNOT FIND HIM

How do I gain the respect I believe I rightfully deserve from my parents?

I am currently a senior in high school and enrolled in all Advanced Placement classes. I have a 3.5GPA (unweighted) and have a part-time job outside of school. I am working towards attending the state university this fall and am participating in many extracurricular activities. I’m very responsible and try my best to satisfy my parents by maintaining top-notch grades and lending a helping hand around the house when necessary. My only problem, however, is that I am not allowed to do many things that most people my age are doing. I’m not a partier, nor will I ever be, so there should be absolutely no worry about me making stupid decisions. I am unable to have sleepovers, which doesn’t bother me all that much because I don’t have many friends anyways. I pay $50 a month for car insurance and recently bought a parking tag for my mom’s truck to park at school. My only concern is that I may be doing something wrong. I talk to my parents and let them know what is going on in my life, and I try to inform them as much as possible. I have a boyfriend who is attending the state university this year that I am not allowed to see unless he comes by the house, but he has no car. I pay for my own gas and am not allowed to drive to see him because it’s “too dangerous for me to drive that long”. The drive is 20 minutes and believe me, 20 minutes is the shortest distance I’ve driven. I hope to gain some sort of respect from my parents, or at least acknowledgement that I am no longer 12 years old and in the 7th grade. I’ll be moving out of my house next June to attend college and live on campus, and yet I am still treated with the same amount, if not less respect than my 12-year-old brother. I have no other options left and I don’t know where to turn to improve my relationship with my parents. This situation is beginning to frustrate me and I would like to hear some advice on how I could gain more respect and more free reign over my own life.

16 year old speeding ticket questions (ohio)?

Yesterday i was driving to work (Cincinnati Enquirer) and i was running late blah blah blah all in all the cop caught me on radar going 50 in a 35 (15 over).
i was getting out of my car in my work parking lot and my hand was reaching for the door nob when he told me to get back in my car.

all of this should be put in mind that the day i got pulled over was the day BEFORE i would have had my license for a month

Now here are my questions.

1. Is it mandatory i will loose my license for 6 months?

2. Is there a chance i can plea bargin with the prosicuter to get it knocked down to 5mph over but me pay for 15over in fines and court cost?

3. Is there a chance if i fight the ticket and say i had to poop and question when the last time the radar gun was calibrated and when the last time the cop was trained on the radar gun (this cop gets people all the time in the same spot though)

4, How much money am i looking to pay out if the 15mph sticks and how long is my license going to be suspended and whats my insurance going to look like

5.Any words of advice?

THANK YOU!

help with my 5 year relationship?

ive been dating my boyfriend for 5 years now. im 20, hes almost 23. but i feel like i am dating a 13 year old. he is horrible with money. he has a full time job, making close to $500 a week, and he gets paid on fridays, but by the end of the weekend, he doesnt have any money left. he mooches cigerretes and money off of me and my brother in law. i make less than $200 every 2 weeks, so i cant really support him. he lives with me, in my mothers basement. he pays her $125 a week for rent, and thats literally it except for car insurance once a month which cant be over $100. i dont know what he does with his money, i know its not like hes cheating on me or going to strip clubs, but he blows t on takeout every night, buys lunch at work everyday, and he smokes a pack a day. he doesnt even spend money on me b/c im in school 4 nights a week and then i work on the weekends. we go out to dinner one night a week, and its no more than $50. i feel like hes immoture, and hes careless, and it really makes me feel like i have no future with him. hes been living with my family since may, and he hasnt saved a dime. he has a very expensive habit of buying guns, and he likes to go shooting, but he has 4 guns and i really think he needs to start planning for the future instead of buying countless guns and ammo. what he also does, is he has bills to pay at the end of every month, which come up to be like under $400 a month, which isnt bad when your making close to $2000. but what he does, is he wont put money aside each week, and when that week comes to pay the bills, he takes his whole paycheck for that week, and pays his bills with that, and then he has like $100 for the whole week, which isnt enough for him. he has a horrible temper, everytime i try to bring this up, he screams and yells and it turns into a big blowup fight. weve been having the same argument for months, and nothing is changing. im scared to talk to him because of his horrible temper. he makes me feel horrible about it, and he thinks im trying to control him, and he thinks that i think im entitled to his money, when really, i just want to help him. i just got home from school about 2 hours ago and we had a fight about it because once again he has no money and he hasnt eaten all day. i told him i need some time to think, i want a break, i need to figure out what i want. i feel bad because i feel like weve been together for so long, and i feel as if im turning on him, and i feel bad when we fight because it makes him feel bad. i just dont know what to do. i love him with my heart, but i dont see a future with him if this keeps going the way it is. i dont know how to talk to him without him blowing up. i dont want to have to take his money every week and hand it to him like hes a child, but i do feel like we need to sit down and make a plan and get better control of the situation. i dont know if hes ever gonna change, idk if i should give him an ultimatum, idk if i should kick him out, if i should break up with him. i know its not a healthy relationship, with his temper and all, im scared of him, and i shouldnt be. we should be able to talk about stuff like this, and we cant, because im scared and i dont want to start a fight. any advice would be amazing, i just need some help figureing this crap out and deciding what to do with my relationship.
and also, just today, he asked me to ask my mother if he could borrow $30 and i said no. i feel like hes an adult, he got himself into this mess, he needs to figure it out. im not a babysitter, nor am i his mother. he thinks he can just tell me what to do, and he can do whatever he wants, and he will get what he wants because everyone will just hand it to him. i feel like hes walking all over me. i feel like he doesnt understand the value of a dollar, and i know he deserves a treat every now and then, but im paying for it literally, and i dont have the money to support him, and im really sick of it. it shouldnt be my responsibility to ask my mother if he can borrow money right??

What consequences may result for driver transporting drunk who has open case of beer in back seat of car?

True scenario: I am the owner of a car and put the name of a person I believed to be responsible on the Title, insurance, et al. Recently a passenger who is known to be alcoholic was transported in my vehicle with the person I’ve entrusted with safely operating my car.

The passenger insisted on stopping prior to reaching the destination to purchase a can of fortified beer. This beer was not opened until the car was parked at the destination. The alcoholic passenger then drank the beer and disposed of the can outside of the car.

Returning home, same alcoholic passenger (whose license has been suspended) asked to stop to do grocery shopping. The grocery store also sells 30-packs of fortified beer and of course the alcoholic purchases one of these monstrosities and plunks it into the back seat of the car. Prior to leaving the parking lot, drinker pleads with driver to open and drink a beer while car is still parked, which means opening the case. The person drinks their beer while the car is parked and again disposes of empty can outside the car. The open case remains in the back seat.

The designated driver takes prescription medications for pain and does not exceed dosage written. This person typically has their wits about them, else I would be doing the driving. In this situation, I believe what remained of the open case of beer should have been stored in the trunk of the car. Police have been known to pull drivers over for random checks in Arizona. In this instance, the designated driver has dark hair and a deep tan which could trigger a bogus “illegal immigrant” alarm.

It is also entirely conceivable that having a rather drunk passenger might cast suspicion on the driver. Although the driver is not a drinker, an officer could request blood and urine samples be performed on the driver as well as the passenger and non-compliance to same request can result in all sorts of nasty conclusions.

In this case, the driver would show positive results for expected levels of prescription narcotic medications. How this might be interpreted by law enforcement is another matter entirely.

When I was told of this “event”, my reaction was less than favorable. I informed the driver that under no circumstances should an active alcoholic be making decisions about consumption or storage of alcoholic beverages within the car, regardless of whether I am present to “babysit” the drunk or not.

I am told that I am overreacting and “the drunk is the one at fault.” When I express my strong opinion that the person who has been entrusted with legally operating the car is also expected to take responsibility for the actions of any passengers, I am told since I chose not to go along for the ride that it is my fault that the alcoholic put the driver and my vehicle at risk. Of course I don’t take these statements seriously. The designated driver is more than 50 years old and as the person allegedly in control is expected to act as a responsible adult.

Is my hypothesis correct regarding the potential for extremely negative results for the driver under these circumstances? Is it unreasonable to expect a person I’ve entitled to legally drive my car to also exercise common sense and consideration when presented with what might devolve into a worst-case scenario?

Does it make financial sense to buy a second (fuel efficient) car to compliment my gas guzzling truck?

I drive a 1993 Ford cargo van with 180K on it. It runs excellent, I’ve owned it for 12 years and intend to keep it. I am single, it is my only mode of transportation. I am a 50 year old guy. The van sucks gas, though. Would the savings I got from the lower gas mileage car make up for the extra expense of owning a second car? Here are the particulars. I drive 6000 miles a year. I get 15 MPG. Based on that information, I use 400 gallons of gas. Ok, so what if I bought a car that got 30 MPG to compliment my van? Let’s say I drive that car 5000 miles a year, and the van 1000 miles a year.
I want to spend $10,000 for the second car. It will cost me an additional $400 a year in insurance, $75 a year in registration, $300 in maintainence, plus the initial sales tax at time of purchase, $600. Would it make financial sense to buy a second car for $10,000? Would I come out ahead, let’s say over a five year period? I am a financial dunce. Appreciate your help.

Should I take my ex back after being together for 2 & 1/2 yrs or start fresh with this new guy? Part 1?

I apologize ahead of time b/c of the length. I could not explain it w/o “explaining it.” But b/c of the length yahoo would only allow me to submit it in two parts. Please read part 2 before responding and leave all comments under part 2’s question. Be honest & open & keep all negativity to yourself.
The start of a fairy tale:
I am 22 years old now & my ex is 25. We’ve been dating for 2 1/2 years. Just like any relationship, we’ve had a rocky road. Early on in the relationship I got pregnant w/ a girl @ the age of 19 (going on 20). This is his 2nd daughter (but my 1st). As of today, my daughter will be 2 in April 2012 & his daughter just turned 5 in November 2011 (so I’ve been in his daughter’s life since she was 2). I fell madly in love with him. I gave him my all & even put him 1st.
The 1st breakup:
There was nothing that I refused to do for him. However, I didn’t get the same in return. He’s been inconsiderate & cheated multiple times (in a long period of time w/ different females). He has bad-mouthed me & denied his child to his ex prior to our relationship. He has even kept in contact with her up until this point. So pretty much, we weren’t on the same page of love.
Where it all started:
I forgave him & we moved on. He proposed to me to prove his love & I accepted. We moved in to our own place to feel complete. During this time, we were able to see exactly the person that we were a/b to marry. I became stressed out b/c I was a full-time student, a mother, & a full-time worker & he was the stay @ home dad. Rent here was $699/month, car note was $250/month, car insurance was $112.64/ month, electric bill was anywhere from $50-$120/ month, Gerber life insurance was $21/ month. On top of that, I had a child & her expenses, plus the cost of gas (for transportation), & any other necessities like (tissue, soap, laundry, going out, etc.). He hasn’t had a job in over a year (but has all the experience in the world, attended college, & is held back from bad choices). Even when he did, his money went to his probation or wherever else. We had many arguments b/c I was way more independent. He did keep our daughter (which saved money for daycare) & made sure dinner was ready when I came home from work. It was minor things that made me upset like: every time he showered he would grab my towel or a brand new one out of the closet (knowing that the more things dirty- the more money I would have to come up w/ to wash). He would play video games often a day & use the dishwasher instead of hand washing the dishes (or letting me wash them if he didn’t want to) – knowing that it contributed to the increase in the electric bill. He uses to smoke around our daughter. @ times I would have to come home from work & bathe our daughter & put her in the bed? a lot of that had stopped after I kept bitching a/b what he wasn’t doing. He made it a bit easier on my part. He made sure everything @ home was ok. I started getting the feeling that he wasn’t doing those things b/c he wanted to, but b/c he wanted something to throw back in my face since I was the one financially able & didn’t want me bitching.
How I started drifting away & caused new problems:
The 2nd breakup:
I eventually got tired of putting up w/ bullshit that I felt like I didn’t have to deal w/. I was already struggling & had a child @ a young age, so I asked him for a separation. I needed some time to myself. Life was moving way too fast for me & I needed more than what I was receiving. He wasn’t putting in the effort of looking for jobs how he claimed. I started getting lonely & missed him dearly & so did his daughter. She’d call his name every day. I asked him to come back & we tried it again.
The 3rd breakup:
We started doing well. The spark wasn’t really there anymore, but we tried again b/c love was still there. All my time was dedicated to work, school, and my daughter. We didn’t go out anymore, so that became a problem (I suppose). Every so often he would get my car & stay over @ his homeboy’s house like every other weekend (which I didn’t mind b/c he was stuck @ home everyday all day keeping our daughter—so I was very considerate in the fact that he couldn’t find work & needed his “manly” time too). However, it was this one time that he left home upset b/c we had just had an argument & claimed he would come back for dinner. Only I got a phone call saying that he had been drinking & to not wait up for him & he’d be back @ home as soon as he sobered up, which was the next morning. I ended up having to call out of work, so that led up to another break up. I found out that he was telling his family & homeboys everything that went on in our relationship. I use to seek advice as well until I realized that “we” had to handle our own problems. I got fed up again & asked him to leave.
The 4th breakup:
I tried finding positive things in my environment like attending school events & making more friends. Eventually I started making male friends @ work (not a big fan of females b/c drama always shadow us). One guy ended up coming on to me & my finance’ asked me to end it & after a little time I did. There was another guy that I became attracted to. It started b/c a drunk harassed me @ work & this guy told me that he would wait for my fiancé to pick me up (he had my car). He said that he wanted to make sure I was safe & that he couldn’t just leave me there w/ this guy knowing what he did. I thought that that was sweet when we didn’t even know each other, so we exchanged #s. I ended up having an emotional affair w/ him b/c I substituted the good that my new guy friend was doing in my heart vs. the bad that my fiancé was doing. I even started having less sex w/ my fiancé. I knew in my heart that I wouldn’t cheat (sexually) on him b/c I have never done so in the past (no ma
(no matter how bad I’ve been treated). My fiancé wanted me to stop talking to this guy (in which I understood), but I somehow didn’t want to b/c I trusted that he trusted me. My head gaskets blew on my car & it caused me to fall short on my bills. I had to ask my relatives for money & of course they questioned what my fiancé was doing & why am I taking care of a grown ass man. That next month that I fell short, I asked my new guy friend for money to help me pay for rent one time & saved his # as a female b/c I knew he didn’t want me talking to this guy. He eventually found out & left me thinking that I was cheating on him. I understood why he would think that, but I never did & even offered to take a vaginal swap & lie detector test to prove myself, but he didn’t want to b/c he “had his mind made up.” He said that we were done for good & that he was tired of breaking up. I eventually got him to come back after crying for a whole week straight. I kept in contact with him for like 2 week

Life Survey, Rational answers please.?

A) you have $500 in bills but only $300 dollars, your bills are- $150 phone/internet/cable-$200 Electricity-$50 water/sewage/trash-$100 Car Insurance.

* What do you pay and what do you let go?

B) Your son/daughter wants to go on a school spring break trip to the beach the price is with in reason and you are all for it till you find out that 20 kids will be going with only 2 chaperone’s?

* Do you still let them go on good faith, do you say no based on number of chaperone’s, or do you contact the school and talk to someone about it (possibly ruining the trip for the other 19 students involved)?

C) Your car breaks down on Interstate 40, you do not have AAA, and your cell phone is roaming.

* Do you Hitch hike to the nearest gas station, Walk, or wait till someone pulls over that has a cell phone? Who do you call?

D) Your 14 year old daughter tells you she is pregnant and the father is your 17 year old son.

* WHAT THE HELL DO YOU DO?

Life survey, honest answers please.?

A) you have $500 in bills but only $300 dollars, your bills are- $150 phone/internet/cable-$200 Electricity-$50 water/sewage/trash-$100 Car Insurance.

* What do you pay and what do you let go?

B) Your son/daughter wants to go on a school spring break trip to the beach the price is with in reason and you are all for it till you find out that 20 kids will be going with only 2 chaperone’s?

* Do you still let them go on good faith, do you say no based on number of chaperone’s, or do you contact the school and talk to someone about it (possibly ruining the trip for the other 19 students involved)?

C) Your car breaks down on Interstate 40, you do not have AAA, and your cell phone is roaming.

* Do you Hitch hike to the nearest gas station, Walk, or wait till someone pulls over that has a cell phone? Who do you call?

D) Your 14 year old daughter tells you she is pregnant and the father is your 17 year old son.

* WHAT THE HELL DO YOU DO?
Casey- you may not beable to use them but you would still have lights, and your fridge will stay on and you can have basic tv. ELETRICITY is used for more then just your phone and computer idiot.